Lake County property record for 4016 Serena Ln, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,115 sqft · built 2014 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $438,500 (Jan 2026) |
| Tax Bill | $4,310 (2024) |
| Deeds & Mortgages | Jan 2026 Sale Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-23-26-0111-000-00900 |
| Primary APN | 03-23-26-0111-000-00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 1,857 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,195 sqft (0.257 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,518 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3888172 |
|---|---|
| Street Address | 4016 SERENA LN |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERITAGE HILLS PHASE 5B PB 65 PG 35-36 LOT 9 ORB 5512 PG 1893 |
| Legal Section | 03 |
| Legal Subdivision | HERITAGE HILLS |
| Legal Phase | 5B |
| Legal Tract | 111 |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 31306 |
Source: Lake County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 29, 2020 | Warranty Deed, Construction Loan · Line of Credit EQUITYMAX |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on Record |
| Deed Sale | Jan 8, 2026 · Amount on Record |
| Prior Sale | Jul 29, 2020 · Amount on Record |
| Deed Document Number | 2026002881 |
| Deed Book / Page | 6662 / 2300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 8, 2026 |
| Property Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Document Number | 0066622300 |
| Book / Page | 6662 / 2300 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 2026002881 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,069.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1017 DANIEL ESTATES DR, DEXTER, GA 31019-3766 |
| Name | Verified Name |
|---|---|
| Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Document Number | 0060500780 |
|---|---|
| Date | Nov 8, 2022 |
| Book Page | 6050/780 |
| Instrument | 2022146072 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Investor | Possibly a Property Investor |
| Document Number | 0056351490 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 5635/1490 |
| Instrument | 2021015600 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 29, 2020 |
| Property Address | 4016 SERENA LN, CLERMONT, FL 34711-5069 |
| Document Number | 0055121893 |
| Book / Page | 005512 / 001893 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 81168 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2020 |
| Title Company | EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TITLE OF LAKE CNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4016 SERENA LN CLERMONT FL 347115069, CLERMONT, FL 34711-5069 |
| Document Number | 55121895 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 005512/001895 |
| Instrument | 81169 |
| Name | EQUITYMAX |
|---|---|
| Type | Funding / Finance Company |
| Address | FORT LAUDERDALE, FL 33308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jul 28, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $302,120 (+5.98%) Land $75,000 Building $227,120 | $373,748 (+11.19%) Land $75,000 Building $298,748 | |
| 2024 | $4,310.00 (+1.94%) | ||
| 2023 | $4,228.00 (+3.07%) Homeowner's exemption | $285,060 (+3%) | $336,145 (+10.52%) Land $75,000 Building $261,145 |
| 2022 | $4,102.00 Homeowner's exemption | $276,760 | $304,145 Land $43,000 Building $261,145 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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