4016 Ridge St, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4016 Ridge St, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,443 sqft · built 1980
Lot Size	0.17 acres (7,406 sqft)
Owner	Company Name on File
Last Sale	$467,500 (Sep 2025)
Tax Bill	$7,043 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Feb 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`244-0275-007-0000`

Property Details

APN / Parcel Number

Primary APN	`244-0275-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,443 sqft Living Area
1st Floor Area	1,138 sqft
2nd Floor Area	1,305 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,406 sqft (0.17 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	18,675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4016 RIDGE ST
City	FAIR OAKS
State	CA
Zip	95628-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	S 40 FT OF W 193.8 FT LOT 3 BLK 37 FAIR OAKS CITY EXC PORTION DEEDED TO CO FOR R/W 5367/448 11-3-65
Legal Subdivision	FAIR OAKS CITY
Legal Block	37
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4027
Census Tract	8009

Owner

4016 Ridge St is owned by a company that bought it in September 2025.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2716 NORBERT CT, SAN JOSE, CA 95148-2222
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Oct 14, 2022 · Amount on File
Deed Book / Page	20250902 / 626
Prior Transfer Date	Oct 11, 2024
Prior Transfer Doc	2024001225
Record Updated	Oct 29, 2026

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 14, 2022
Property Address	4016 RIDGE ST, FAIR OAKS, CA 95628-7128
Document Number	0000000840
Map Reference	MB A PG 48
Instrument Date	Sep 20, 2022
Instrument	2022101400840
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4016 RIDGE ST, FAIR OAKS, CA 95628-7128

Mortgage

Document Number	0000000841
Date	Oct 14, 2022
Instrument	2022101400841

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	10.2%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 23, 2018
Property Address	4016 RIDGE ST, FAIR OAKS, CA 95628-7128
Document Number	1802230112
Instrument Date	Feb 21, 2018
Instrument	1802230112
Transaction Type	Transfer
Record Updated	Mar 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4016 RIDGE ST FAIR OAKS CA 956287128, FAIR OAKS, CA 95628-7128

Tax Assessment & Valuation

The 2025 property tax bill for 4016 Ridge St was $7,043, down 35.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,250 (-19.44%) Land $150,000 Building $317,250
2025	$7,043.00 (-35.12%)	$580,000 Land $150,000 Building $430,000
2024	$10,856.00 (+3%)
2023	$10,540.00 (+226.01%)	$868,500 Land $260,550 Building $607,950
2022	$3,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4016 Ridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4016 Ridge St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50

May also be available: GeoLinks, T-Mobile.

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