4016 E Scotty St, Inverness, FL 34453 Property Records

Citrus County property record for 4016 E Scotty St, Inverness, FL 34453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2002
Lot Size	0.496 acres (21,600 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2022)
Tax Bill	$2,801 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19E-19S-02-0030-01150-0400`

Property Details

APN / Parcel Number

Primary APN	`19E-19S-02-0030-01150-0400`
Alternative APNs	`0219S19E0030011500400` `2950684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	1,486 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Aluminum Porch
Porch Area	296 sqft
Patio Area	180 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2950684
Street Address	4016 E SCOTTY ST
City	INVERNESS
State	FL
Zip	34453-0383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	INVERNESS HIGHLANDS UNIT 3 PB 2 PG 103 LOTS 40 41 42 43 44 45 46 47 & 48 BLK 115
Legal Range	19E
Legal Township	19S
Legal Section	01
Legal Subdivision	INVERNESS HIGHLANDS UNIT 3
Legal Block	115
Legal Lot Number	40
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1090
Census Tract	450705

Owner

4016 E Scotty St is owned and occupied by an individual who bought it in June 2022.

Source: Citrus County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 14, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Jun 6, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jan 13, 2020	Warranty Deed, Transfer FIRST INT'L TITLE
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 8, 2017	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on File
Deed Sale	Jun 6, 2022 · Amount on File
Prior Sale	Jan 13, 2020 · Amount on File
Deed Document Number	202240405
Deed Book / Page	3290 / 2237
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0030120384
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0383
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0383

Mortgage

Document Number	0036140524
Date	Oct 27, 2025
Book Page	3614/524
Instrument	2025065063

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	TIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441

Mortgage

Document Number	0034241769
Date	Nov 14, 2023
Book Page	3424/1769
Instrument	2023065862

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 6, 2022
Property Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441
Document Number	0032902237
Book / Page	3290 / 2237
Map Reference	MB 2 PG 103-108
Instrument Date	Jun 6, 2022
Instrument	2022040405
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	718 E BUCKINGHAM DR, 718, LECANTO, FL 34461-7943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441

Mortgage

Document Number	0032902239
Date	Jun 6, 2022
Instrument	3290/2239

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 13, 2020
Property Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441
Document Number	0030310933
Book / Page	003031 / 000933
Instrument Date	Jan 13, 2020
Instrument	2040
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,229.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4016 E SCOTTY ST INVERNESS FL 344530441, INVERNESS, FL 34453-0441

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 17, 2019
Property Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441
Document Number	0030120384
Book / Page	003012 / 000384
Instrument Date	Oct 14, 2019
Instrument	54746
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 E SCOTTY ST INVERNESS FL 344530441, INVERNESS, FL 34453-0441

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 8, 2017
Property Address	4016 E SCOTTY ST, INVERNESS, FL 34453-0441
Document Number	0028142224
Book / Page	002814 / 002224
Instrument Date	Mar 7, 2017
Instrument	10602
Transaction Type	Transfer
Record Updated	Mar 23, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$864.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4016 E SCOTTY ST INVERNESS FL 344530441, INVERNESS, FL 34453-0441

Tax Assessment & Valuation

The 2025 property tax bill for 4016 E Scotty St was $2,801 with a homeowner's exemption, down 0.5% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,801.00 (-0.46%) Homeowner's exemption	$216,111 (-1.61%) Land $19,260 Building $196,851	$216,111 (-1.61%) Land $19,260 Building $196,851
2024	$2,814.00 (-1.47%) Homeowner's exemption Additional exemption filed	$219,637 (-0.48%) Land $16,740 Building $202,897	$219,637 (-0.48%) Land $16,740 Building $202,897
2023	$2,856.00 (+0.63%) Homeowner's exemption Additional exemption filed	$220,695 (+19.06%) Land $14,790 Building $205,905	$220,695 (+19.06%) Land $14,790 Building $205,905
2022	$2,838.00 Additional exemption filed	$185,371 Land $9,900 Building $175,471	$185,371 Land $9,900 Building $175,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4016 E Scotty St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4016 E Scotty St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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