Lubbock County property record for 4016 97th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,772 sqft · built 1984 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $231,600 (Feb 2020) |
| Tax Bill | $2,756 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R28835 |
| Primary APN | R28835 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,772 sqft Living Area |
| Gross Area | 2,234 sqft |
| 1st Floor Area | 1,772 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Dimensions | 110 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4016 97TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-3933 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS GATE L 340 |
| Legal Subdivision | KINGS GATE |
| Legal Lot Number | 340 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10504 |
Source: Lubbock County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 25, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK |
| Mar 31, 2017 | Vendor's Lien, Transfer · Conventional Mortgage CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2020 · Amount on Record |
| Deed Sale | Feb 25, 2020 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 20207898 |
| Prior Transfer Date | Feb 21, 2020 |
| Prior Transfer Doc | 0000007898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Sep 24, 2026 |
| Property Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Document Number | 0000038850 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202638850 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Document Number | 0000038850, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 202638850 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 12, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 25, 2020 |
| Property Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Document Number | 0000007898 |
| Map Reference | VOL 1856 PG 957 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020007898 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Document Number | 0000007899 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2020007899 |
| Name | FIRST UNITED BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 31, 2017 |
| Property Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Document Number | 0000011176 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2017011176 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1805 QUEENSBRIDGE LN, 1805, KELLER, TX 76262-4917 |
| Name | Verified Name |
|---|---|
| Address | 4016 97TH ST, LUBBOCK, TX 79423-3933 |
| Document Number | 0000011177 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017011177 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Lubbock County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,756.00 (-18.2%) Homeowner's exemption | $224,405 (+4.78%) Land $30,000 Building $194,405 | $224,405 (-5.67%) Land $30,000 Building $194,405 |
| 2024 | $3,369.00 (+10.21%) | ||
| 2023 | $3,057.00 (-12.76%) Homeowner's exemption | $214,174 Land $30,000 Building $207,905 | $237,905 Land $30,000 Building $207,905 |
| 2022 | $3,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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