Dare County property record for 40157 Williams Rd, Avon, NC 27915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 1930 |
| Lot Size | 0.597 acres (26,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $264,000 (Oct 2020) |
| Tax Bill | $1,286 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 054905092387 |
| Primary APN | 054905092387 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,000 sqft (0.597 acres) |
| Garage Type | Detached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 054905092387 |
|---|---|
| Street Address | 40157 WILLIAMS RD |
| City | AVON |
| State | NC |
| Zip | 27915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: BLK: SEC: PL: J SL: 123 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | KINNAKEET |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 970502 |
40157 Williams Rd is owned by two individuals who bought it in October 2020.
Source: Dare County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 154, AVON, NC 27915-0154 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on File |
| Deed Sale | Oct 22, 2020 · Amount on File |
| Deed Document Number | 2020700086067 |
| Deed Book / Page | 2426 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 40157 WILLIAMS RD, AVON, NC 27915 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002578/326 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 2578/326 |
| Instrument | 700111151 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Oct 22, 2020 |
| Property Address | 40157 WILLIAMS RD, AVON, NC 27915 |
| Document Number | 2426/250 |
| Book / Page | 2426 / 250 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 700086067 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $528.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 NARROW SHORE RD, 288, AYDLETT, NC 27916-9732 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1105 FRANCIS MARION DR, WILMINGTON, NC 28412-6414 |
| Document Number | 700086068 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 700086068 |
| Name | MORTGAGE ASSURANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 40157 Williams Rd was $1,286.
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,286.00 | $298,600 (-) Land $84,600 Building $214,000 | $298,600 Land $84,600 Building $214,000 |
| 2025 | $1,286.00 | $298,600 Land $84,600 Building $214,000 | |
| 2023 | $1,541.00 | $245,000 Land $59,200 Building $185,800 | |
| 2020 | $298,600 Land $84,600 Building $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40157 Williams Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,909 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,008 units insured incl. 99 condo units |
| Nearby Flood Claims | 3,904 (1980–2026) |
| Claims Outside the SFHA | 199 of 3,904 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40157 Williams Rd is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-CAPE HATTERAS WATER serves 5,486 people · EPA ID NC0428025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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