Sumter County property record for 4015 Zenith Loop, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 2,117 sqft · built 2016 |
| Lot Size | 0.25 acres (10,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $349,950 (Jul 2021) |
| Tax Bill | $8,906 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131923G13G015 |
| Primary APN | 131923G13G015 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,117 sqft Living Area |
|---|---|
| Gross Area | 3,088 sqft |
| 1st Floor Area | 2,117 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Lot Area | 10,874 sqft (0.25 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 416 sqft |
| Street Address | 4015 ZENITH LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-4293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 THE VILLAGES OF SUMTER UNIT NO 191 PB 16 PGS 5-5T |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 13 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 15 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 911402 |
4015 Zenith Loop is owned and occupied by an individual who bought it in July 2021.
Source: Sumter County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4015 ZENITH LOOP, THE VILLAGES, FL 32163-4293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS 1ST BANK |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Feb 9, 2018 · Amount on File |
| Deed Document Number | 202140452 |
| Deed Book / Page | 4055 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 4015 ZENITH LOOP, THE VILLAGES, FL 32163-4293 |
| Document Number | 0040550282 |
| Book / Page | 4055 / 282 |
| Map Reference | MB 18 PG 55&55A |
| Instrument Date | Jun 29, 2021 |
| Instrument | 202160040452 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3619 KIESSEL RD, 3619, THE VILLAGES, FL 32163-2909 |
| Name | Verified Name |
|---|---|
| Address | 5457 DRAY DR, THE VILLAGES, FL 32163-5617 |
| Document Number | 4058677 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 4058/677 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 4015 ZENITH LOOP, THE VILLAGES, FL 32163-4293 |
| Document Number | 0033680161 |
| Book / Page | 3368 / 0161 |
| Map Reference | MB16 PG5,5A-5T |
| Instrument Date | Jan 29, 2018 |
| Instrument | 201860004717 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 380 GOLF BROOK CIR # CIR208, 380, LONGWOOD, FL 32779-6109 |
| Name | Verified Name |
|---|---|
| Address | 359 VISTA DR, PHOENIXVILLE, PA 19460-1054 |
| Document Number | 201860004718 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 201860004718 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 4015 ZENITH LOOP, THE VILLAGES, FL 32163-4293 |
| Document Number | 0032820532 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4015 ZENITH LOOP THE VILLAGES FL 321634293, THE VILLAGES, FL 32163-4293 |
| Document Number | 0032820532 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 003282/000532 |
| Instrument | 60023545 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Jul 16, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4015 Zenith Loop was $8,906 with exemptions applied, up 1.8% from the year before.
Source: Sumter County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,906.00 (+1.78%) Additional exemption filed | $678,870 | $739,180 Land $195,730 Building $543,450 |
| 2024 | $8,750.00 (+3.1%) | ||
| 2023 | $8,487.00 (-0.68%) Additional exemption filed | $640,530 (+3%) | $732,150 (+17.73%) Land $195,730 Building $536,420 |
| 2022 | $8,545.00 Homeowner's exemption Widower's exemption | $621,880 Land $173,550 Building $448,330 | $621,880 Land $173,550 Building $448,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4015 Zenith Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 228 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 228 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4015 Zenith Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779 |
|---|---|
| Water Source | Purchased groundwater from CITY OF LAKELAND |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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