4015 West St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 4015 West St, Cambria, CA 93428

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,080 sqft · built 1905
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$567,500 (Aug 2022)
Tax Bill	$6,573 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`013-261-013`

Property Details

APN / Parcel Number

Primary APN	`013-261-013`

Interior

Stories	1 Story
Building Area	1,080 sqft Gross Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	4015 WEST ST
City	CAMBRIA
State	CA
Zip	93428-3024
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CR
Legal Description	TN CAMBRIA PTN BL K
Legal Subdivision	TOWN OF CAMBRIA
Legal Block	K
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1058
Census Tract	10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	470 PRICE ST, PISMO BEACH, CA 93449-2524
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Grant Deed, Transfer · Commercial Mortgage GV INVESTMENTS LLC
Nov 24, 2020	Grant Deed, Transfer · Commercial Mortgage AMERICAN RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202232780
Prior Transfer Date	Dec 7, 1994
Prior Transfer Doc	0000072010
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 12, 2022
Property Address	4015 WEST ST, CAMBRIA, CA 93428-3024
Document Number	0000032780
Instrument Date	Aug 2, 2022
Instrument	2022032780
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 PRICE ST, PISMO BEACH, CA 93449-2524

Mortgage

Document Number	0000032781
Date	Aug 12, 2022
Instrument	2022032781

Lender

Name	GV INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 24, 2020
Property Address	4015 WEST ST, CAMBRIA, CA 93428-3024
Document Number	0000069140
Instrument Date	Oct 15, 2020
Instrument	2020069140
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8810 VAN GORDON CREEK RD, CAMBRIA, CA 93428-1833

Mortgage

Document Number	0000069141
Date	Nov 24, 2020
Instrument	2020069141

Lender

Name	AMERICAN RIVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,235 (+2%) Land $318,362 Building $283,873
2025	$6,573.00 (+4.1%)	$590,427 (+4.04%) Land $312,120 Building $278,307
2023	$6,314.00 (+5.57%)	$567,500 Land $300,000 Building $267,500
2022	$5,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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