4015 W Plato Rd, Duncan, OK 73533 Property Records

Stephens County property record for 4015 W Plato Rd, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,419 sqft · built 1982
Lot Size	7.9 acres (344,124 sqft)
Owner	2 Individual Names on File
Last Sale	$639,000 (Oct 2025)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2013 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`24132`

Property Details

APN / Parcel Number

Primary APN	`24132`
Alternative APN	`1999-24-01N-08W-3-004-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,419 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Clay Tile
Lot Area	344,124 sqft (7.9 acres)
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	900 sqft
Porch	Slab
Porch Area	388 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24132
Street Address	4015 W PLATO RD
City	DUNCAN
State	OK
Zip	73533-9220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	24-01N-08W A TR IN SW/4 BEGINNING AT SW/C THENCE N895657E 709.5 FT AS POB THENCE N000004E 446.496 FT THENCE N895657E 978.826 FT THENCE S004946W 446.548 FT THENCE S895657W 972.37 FT TO POB LESS HWY
Legal Range	08W
Legal Township	01N
Legal Section	24
Legal Subdivision	N/A
Legal Block	1N
Legal Lot Number	8W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1031
Census Tract	101

Owner

4015 W Plato Rd is owned and occupied by two individuals who bought it in October 2025.

Source: Stephens County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 10, 2013	Deed of Trust, Mortgage BANCFIRST
Nov 13, 2008	Deed of Trust, Mortgage BANCFIRST
May 11, 2011	Deed of Trust, Mortgage BANCFIRST
Jun 2, 2008	Deed of Trust, Mortgage BANCFIRST
Apr 17, 2006	Deed of Trust, Mortgage BANCFIRST
Nov 13, 2008	Deed of Trust, Mortgage BANCFIRST
Oct 30, 2012	Deed of Trust, Mortgage BANCFIRST
Apr 17, 2008	Deed of Trust, Mortgage BANCFIRST
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 16, 2018	Warranty Deed, Transfer · VA Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Prior Sale	Mar 24, 2022 · Amount on File
Deed Document Number	20258925
Deed Book / Page	6746 / 82
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005909/245
Date	Jan 8, 2021
Book Page	5909/245
Instrument	2021-000173

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jul 1, 2048

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004553/275
Date	Jun 10, 2013
Book Page	4553/275
Instrument	2013-877259

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	5 Months
Due	Nov 10, 2013

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003797/257
Date	Nov 13, 2008
Book Page	3797/257
Instrument	79-2188

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 10, 2013

May 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004147/166
Date	May 11, 2011
Book Page	4147/166
Instrument	83-4721

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 10, 2016

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003712/286
Date	Jun 2, 2008
Book Page	3712/286
Instrument	78-4819

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	48 Months
Due	Jun 10, 2012

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003323/262
Date	Apr 17, 2006
Book Page	3323/262
Instrument	75-0878

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 25, 2009

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003797/257
Date	Nov 13, 2008
Book Page	3797/257
Instrument	79-2746

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	60 Months
Due	Nov 10, 2013

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004432/106
Date	Oct 30, 2012
Book Page	4432/106
Instrument	86-4104

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	13 Months
Due	Nov 10, 2013

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003691/219
Date	Apr 17, 2008
Book Page	3691/219
Instrument	78-2906

Lender

Name	BANCFIRST
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Amount	Amount on Record
Term	6 Months
Due	Oct 14, 2008

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Oct 2, 2025
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Document Number	0006746/82
Book / Page	6746 / 82
Instrument Date	Sep 26, 2025
Instrument	I-2025-008925
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4015 W PLATO RD, DUNCAN, OK 73533-9220

Mortgage

Document Number	I2025008926
Date	Oct 2, 2025
Instrument	I-2025-008926

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Mar 24, 2022
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Document Number	0006138/89
Book / Page	6138 / 89
Instrument Date	Mar 23, 2022
Instrument	I-2022-002891
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4015 W PLATO RD, DUNCAN, OK 73533-9220

Mortgage

Document Number	I2022002892
Date	Mar 24, 2022
Instrument	I-2022-002892

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Apr 16, 2018
Property Address	4015 W PLATO RD, DUNCAN, OK 73533-9220
Document Number	005469/110
Book / Page	5469 / 110
Instrument Date	Apr 13, 2018
Instrument	2018-004015
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4015 W PLATO RD, DUNCAN, OK 73533-9220

Mortgage

Document Number	2018004016
Date	Apr 16, 2018
Instrument	2018-004016

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4015 W Plato Rd was $5,266 with a homeowner's exemption.

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Empire Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,745 (+13.35%) Land $2,710 Building $68,035	$643,145 (+13.35%) Land $24,640 Building $618,505
2025	$5,266.00	$62,412 (-0.86%) Land $2,710 Building $59,702	$567,390 (-0.86%) Land $24,640 Building $542,750
2024	$5,266.00 (-3.62%)	$62,955 (-1.35%) Land $2,710 Building $60,245	$572,319 (-1.35%) Land $24,640 Building $547,679
2023	$5,464.00	$63,814 Land $2,710 Building $61,104	$580,129 Land $24,640 Building $555,489

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4015 W Plato Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2007–2016)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 W Plato Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 51% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10
AT&T Fixed Wireless	25 / 3