James City County property record for 4015 Midlands Rd, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,020 sqft · built 1986 |
| Lot Size | 0.024 acres (1,045 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (May 2026) |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-4 15-0-0008 |
| Primary APN | 38-4 15-0-0008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asbestos |
| Lot Area | 1,045 sqft (0.024 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18233 |
|---|---|
| Street Address | 4015 MIDLANDS RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-2584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR PLANN |
| Legal Description | L-8A PH-1 THE MIDLANDS |
| Legal Subdivision | THE MIDLANDS |
| Legal Phase | 1 |
| Legal Lot Number | 8A |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 80202 |
4015 Midlands Rd is owned and occupied by an individual who bought it in May 2026.
Source: James City County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4015 MIDLANDS RD, WILLIAMSBURG, VA 23188-2584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2026 · Amount on File |
| Deed Sale | May 20, 2026 · Amount on File |
| Prior Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 20266036 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | May 20, 2026 |
| Property Address | 4015 MIDLANDS RD, WILLIAMSBURG, VA 23188-2584 |
| Document Number | 0000006036 |
| Instrument Date | May 15, 2026 |
| Instrument | 20266036 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 MIDLANDS RD, WILLIAMSBURG, VA 23188-2584 |
| Document Number | 0000006037, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20266037 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 30, 2023 |
| Property Address | 4015 MIDLANDS RD, WILLIAMSBURG, VA 23188-2584 |
| Document Number | 0202306751 |
| Instrument Date | Jun 20, 2023 |
| Instrument | 202306751 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, FIVE STAR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 RARITAN POINTE, LAMBERTVILLE, NJ 08530-1811 |
| Document Number | 0202306752 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 202306752 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPOR |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4015 Midlands Rd was $1,308, up 6.3% from the year before.
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 (+6.34%) | $157,700 Land $30,000 Building $127,700 | $157,700 Land $30,000 Building $127,700 |
| 2024 | $1,230.00 (+26.8%) | ||
| 2023 | $970.00 | $116,900 (-) Land $30,000 Building $86,900 | $116,900 (-) Land $30,000 Building $86,900 |
| 2022 | $970.00 | $116,900 Land $30,000 Building $86,900 | $116,900 Land $30,000 Building $86,900 |
| 2019 | $912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4015 Midlands Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2006) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2006 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4015 Midlands Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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