Lake County property record for 4015 Highland Rd, Zion, IL 60099
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,222 sqft · built 1991 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,835 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-18-203-006 |
| Primary APN | 04-18-203-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,222 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| 2nd Floor Area | 70 sqft |
| Upper Floors Area | 70 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Detached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 170 sqft |
| Patio Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4015 HIGHLAND RD |
|---|---|
| City | ZION |
| State | IL |
| Zip | 60099-1925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND MEADOWS UNIT II PHASE B; LOT 72 |
| Legal Subdivision | HIGHLAND MEADOWS UNIT II PHASE B |
| Legal Phase | B |
| Legal Lot Number | 72 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | ZION |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 860106 |
Source: Lake County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Domestic Partner |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION |
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jul 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Nov 20, 2018 | Quit Claim Deed, Transfer UNISOURCE |
| Mar 14, 2017 | Warranty Deed, Transfer · FHA Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 |
| Deed Sale | Nov 20, 2018 |
| Prior Sale | Mar 14, 2017 · Amount on File |
| Deed Document Number | 20187526893 |
| Prior Transfer Date | Nov 10, 2018 |
| Prior Transfer Doc | 0007526893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 15, 2026 |
| Property Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Document Number | 0008181963 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 20268181963 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|---|
| Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Document Number | 0008181963, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20268181963 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 31, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Document Number | 0007814671 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 7814671 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007931307 |
|---|---|
| Date | Sep 7, 2022 |
| Instrument | 7931307 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007675169 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 7675169 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 20, 2018 |
| Property Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Document Number | 0007526893 |
| Instrument Date | Nov 10, 2018 |
| Instrument | 7526893 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | UNISOURCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 HIGHLAND RD ZION IL 600991925, ZION, IL 60099-1925 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 14, 2017 |
| Property Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Document Number | 0007379483 |
| Map Reference | DOC2898218 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 7379483 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | GREATER ILLINOIS TITLE COMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 HIGHLAND RD, ZION, IL 60099-1925 |
| Document Number | 0007379484 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 7379484 |
| Name | DIAMOND RESIDENTIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Zion Township |
| Municipality | Zion City |
| Elementary School District | Beach Park Community Consolidated School District 3 (PK - 08) |
| Secondary School District | Zion-Benton Township High School District 126 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $100,475 (+23.32%) Land $9,871 Building $90,604 | $301,455 (+23.32%) Land $29,616 Building $271,839 | |
| 2024 | $9,835.00 (+32.82%) | ||
| 2023 | $7,405.00 (+1.61%) | $81,476 (+29.83%) Land $8,005 Building $73,471 | $244,452 (+29.83%) Land $24,017 Building $220,435 |
| 2022 | $7,288.00 | $62,754 Land $6,569 Building $56,185 | $188,281 Land $19,709 Building $168,572 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ZION serves 24,442 people · EPA ID IL0972000 |
|---|---|
| Water Source | Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT |
| Last State Inspection | Aug 2025 |
| Lead | 11 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures