4015 Harding Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4015 Harding Ave, Cincinnati, OH 45211 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1924
Lot Size	0.111 acres (4,835 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Jun 1993)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`551-0007-0294-00`

Property Details

APN / Parcel Number

Primary APN	`551-0007-0294-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	300 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,835 sqft (0.111 acres)
Lot Dimensions	70 ft deep x 35 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4015 HARDING AVE
City	CINCINNATI
State	OH
Zip	45211-4614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4015 HARDING AV 47.35X69.96 PT LOT 69 KESSEN&HEMSATH PT 102 BENSON&RYBOLT SUB PAR 294-367 CON
Legal Subdivision	RYBOLT SUB
Legal Lot Number	69
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	4
Census Block	4007
Census Tract	20902

Owner

Source: Hamilton County records · APN 551-0007-0294-00

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4015 HARDING AVE, CINCINNATI, OH 45211-4614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 17, 1993 · Amount on Record
Deed Sale	Jun 17, 1993 · Amount on Record
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 08, 2026
Property Address	4015 HARDING AVE, CINCINNATI, OH 45211-4614
Document Number	0000035797
Book / Page	15662 / 1115
Instrument Date	May 04, 2026
Instrument	202635797
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 HARDING AVE, CINCINNATI, OH 45211-4614

Mortgage

Document Number	0000035797,
Date	May 08, 2026
Book Page	15662/1115
Instrument	202635797

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (+2.92%)	$35,613 (-) Land $5,859 Building $29,754	$101,750 (-) Land $16,740 Building $85,010
2024	$2,155.00 (-2.05%)	$35,613 (-) Land $5,859 Building $29,754
2023	$2,200.00 (+30.33%)	$35,613 (+50.6%) Land $5,859 Building $29,754	$101,750 (+50.61%) Land $16,740 Building $85,010
2022	$1,688.00 Homeowner's exemption	$23,647 Land $5,541 Building $18,106
2020			$67,560 Land $15,830 Building $51,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610209024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 782 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.