4015 Hamilton Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 4015 Hamilton Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,944 sqft · built 2003
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$342 (Apr 2021)
Tax Bill	$1,048 (2026)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57068`

Property Details

APN / Parcel Number

Primary APN	`57068`
Alternative APN	`1339396`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,944 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	54,450 sqft (1.25 acres)
Porch	Slab
Deck Area	60 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1339396
Street Address	4015 HAMILTON RD
City	SHELBY
State	NC
Zip	28152-9552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	1.25 AC PB25-66 RD 1166
Legal Subdivision	HAMILTON PLACE
Legal Block	1
Legal Lot Number	546
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2001
Census Tract	951501

Owner

4015 Hamilton Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4015 HAMILTON RD, SHELBY, NC 28152-9552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE
Sep 28, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 3, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Deed Document Number	2021200053729
Deed Book / Page	1838 / 1122
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Recording Date	May 29, 2026
Property Address	4015 HAMILTON RD, SHELBY, NC 28152-9552
Document Number	0200129003
Book / Page	1975 / 1719
Instrument Date	Mar 29, 2026
Instrument	2026200129003
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 HAMILTON RD, SHELBY, NC 28152-9552

Mortgage

Document Number	0200129003,
Date	May 29, 2026
Book Page	1975/1719
Instrument	2026200129003

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	5.98%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4015 HAMILTON RD, SHELBY, NC 28152-9552
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 HAMILTON RD, SHELBY, NC 28152-9552

Mortgage

Document Number	0019070941
Date	Sep 28, 2023
Book Page	1907/941
Instrument	200092479

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	May 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	4015 HAMILTON RD, SHELBY, NC 28152-9552
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 HAMILTON RD, SHELBY, NC 28152-9552

Mortgage

Document Number	0018860842
Date	Nov 3, 2022
Book Page	1886/842
Instrument	200080396

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4015 Hamilton Rd was $1,048, up 7.7% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 (+7.71%)	$153,260 (-) Land $26,940 Building $126,320	$153,260 (-) Land $26,940 Building $126,320
2025	$973.00	$153,260 Land $26,940 Building $126,320	$153,260 Land $26,940 Building $126,320
2023		$84,495 Land $22,265 Building $62,230	$84,495 Land $22,265 Building $62,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4015 Hamilton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 Hamilton Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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