4015 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4015 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 1984
Lot Size	0.173 acres (7,536 sqft)
Owner	Individual Name on Record
Last Sale	$686,000 (Dec 2020)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`249DG018`

Property Details

APN / Parcel Number

Primary APN	`249DG018`
Alternative APNs	`206507696655` `80104676`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,904 sqft Heated Area
Gross Area	2,352 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1986
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,536 sqft (0.173 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80104676
Street Address	4015 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-8 B-17 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	17
Legal Lot Number	8
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1035
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4015 E BEACH DR, OAK ISLAND, NC 28465-5516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Mar 3, 2008 · Amount on Record
Deed Book / Page	4518 / 734
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Dec 30, 2020
Property Address	4015 E BEACH DR, OAK ISLAND, NC 28465-5516
Document Number	0045180734
Book / Page	4518 / 734
Map Reference	MB 1 PG 96-99
Instrument Date	Dec 23, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4009 E PELICAN DR, 4009, OAK ISLAND, NC 28465-5520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 E BEACH DR, OAK ISLAND, NC 28465-5516

Mortgage

Document Number	4518738
Date	Dec 30, 2020
Instrument	4518/738

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,080 (-) Land $560,000 Building $199,080	$759,080 (-) Land $560,000 Building $199,080
2025	$2,900.00	$759,080 (-) Land $560,000 Building $199,080	$759,080 (-) Land $560,000 Building $199,080
2023		$759,080 Land $560,000 Building $199,080	$759,080 Land $560,000 Building $199,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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