Midland County property record for 4015 Concord St, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,267 sqft · built 1951 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $211,250 (Aug 2023) |
| Tax Bill | $3,630 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-70-282 |
| Primary APN | 14-10-70-282 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Basement Area | 1,267 sqft |
| Unfinished Basement | 1,267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 165 ft deep x 90 ft wide |
| Garage Area | 310 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4015 CONCORD ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 27 BLK D HOMESTEAD ADD NO 2 |
| Legal Subdivision | BLK D HOMESTEAD ADD |
| Legal Block | D |
| Legal Lot Number | 27 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 290300 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4015 CONCORD ST, MIDLAND, MI 48642-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Line of Credit ISABELLA BANK |
| Dec 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ISABELLA BANK |
| Aug 22, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Deed Book / Page | 1667 / 207 |
| Last Transfer Date | Jan 17, 2025 |
| Transfer Doc | 002025/432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4015 CONCORD ST, MIDLAND, MI 48642-3515 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4015 CONCORD ST, MIDLAND, MI 48642-3515 |
| Document Number | 01671/1421 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 1671/1421 |
| Name | ISABELLA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, MI 48858 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 18, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4015 CONCORD ST, MIDLAND, MI 48642-3515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4015 CONCORD ST, MIDLAND, MI 48642-3515 |
| Document Number | 001669/747 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 1669/747 |
| Name | ISABELLA BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, MI 48858 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 22, 2023 |
| Property Address | 4015 CONCORD ST, MIDLAND, MI 48642-3515 |
| Document Number | 001667/207 |
| Book / Page | 1667 / 207 |
| Map Reference | LB A PG 34 |
| Instrument Date | Aug 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,586.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1680 HIDDEN TRL, SANFORD, MI 48657-9270 |
| Name | Verified Name |
|---|---|
| Address | 1515 COMMERCE DR STE D, D, MIDLAND, MI 48642-8531 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,900 (+5.37%) | $215,800 (+5.37%) | |
| 2025 | $3,630.00 (+1.03%) Homeowner's exemption | $102,400 (+40.47%) | $204,800 (+40.47%) |
| 2024 | $3,593.00 (+3.04%) | ||
| 2023 | $72,900 | $145,800 | |
| 2022 | $3,487.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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