4015 Cloverleaf Trl, Melissa, TX 75454 Property Records

Collin County property record for 4015 Cloverleaf Trl, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	12 bd · 3 ba · 2,918 sqft · built 2021
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on File
Last Sale	$361,095 (Apr 2025)
Tax Bill	$8,324 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-12078-00H-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-12078-00H-0160-1`
Alternative APNs	`000002814646` `2814646`

Interior

Bedrooms	12 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,918 sqft Living Area
Gross Area	3,683 sqft
1st Floor Area	2,179 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	621 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4015 CLOVERLEAF TRL
City	MELISSA
State	TX
Zip	75454-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW RUN PHASE 2, BLK H, LOT 16
Legal Subdivision	MEADOW RUN PHASE 2 (CML)
Legal Block	H
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1056
Census Tract	30201

Owner

4015 Cloverleaf Trl is owned and occupied by two individuals who bought it in April 2025.

Source: Collin County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit FROST BANK
Apr 17, 2025	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP
Oct 29, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on File
Deed Sale	Apr 17, 2025 · Amount on File
Prior Sale	Mar 30, 2022
Deed Document Number	202546519
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	0000511480
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Aug 26, 2026
Property Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738
Document Number	0000115900
Instrument Date	Jul 30, 2026
Instrument	2026115900
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738

Mortgage

Document Number	0000115900,
Date	Aug 26, 2026
Instrument	2026115900

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	Jul 27, 2026
Property Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738
Document Number	0000101086
Instrument Date	Jul 20, 2026
Instrument	2026101086
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738

Mortgage

Document Number	0000101086,
Date	Jul 27, 2026
Instrument	2026101086

Lender

Name	FROST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 17, 2025
Property Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738
Document Number	2025000046519
Map Reference	VOL 2020 PG 186
Instrument Date	Apr 10, 2025
Instrument	2025000046519
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738

Mortgage

Document Number	2025000046520
Date	Apr 17, 2025
Instrument	2025000046520

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

October 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Oct 29, 2021
Property Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738
Document Number	0002214490
Map Reference	FILE2020031101000103
Instrument Date	Oct 28, 2021
Instrument	20211029002214490
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2025
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE ALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738

Mortgage

Document Number	0002214500
Date	Oct 29, 2021
Instrument	20211029002214500

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4015 CLOVERLEAF TRL, MELISSA, TX 75454-2738
Document Number	0000198600
Instrument Date	Jan 27, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	IS14400 THE LAKES BOULEVARD # 6 #200 PFLUGERVILLE TX 78660, 200, PFLUGERVILLE, TX 78660

Mortgage

Document Number	0000198600
Date	Jan 29, 2021
Instrument	198600

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60603

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4015 Cloverleaf Trl was $8,324, up 2.3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,324.00 (+2.26%) Homeowner's exemption	$540,216 Land $143,325 Building $396,891	$540,216 Land $143,325 Building $396,891
2024	$8,140.00
2023		$553,000 Land $143,325 Building $409,675	$553,000 Land $143,325 Building $409,675
2022	$10,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4015 Cloverleaf Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 Cloverleaf Trl is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Starlink Satellite	280 / 30

May also be available: Rise Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cloverleaf Trl

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