Carroll County property record for 4015 Arters Mill Rd, Westminster, MD 21158 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 3,104 sqft · built 1900 |
| Lot Size | 145 acres (6,357,146 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Apr 2012) |
| Tax Bill | $4,604 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-009483 |
| Primary APN | 03-009483 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,104 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 6,357,146 sqft (145 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 732 sqft |
| Shed | 1 Shed |
| Shed Area | 900 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 009483 |
|---|---|
| Street Address | 4015 ARTERS MILL RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 145.94 ACRES ARTERS MILL RD 53-140 ALBEE PROP MD AG LND PRE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 3, MYERS |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 503000 |
Source: Carroll County records · APN 03-009483
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4015 ARTERS MILL RD, WESTMINSTER, MD 21158-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARM SVC AGCY US DEPT/AGRICULT |
| Apr 23, 2020 | Loan Modification, Mortgage FARM CREDIT SVCS |
| May 31, 2019 | Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK |
| May 04, 2017 | Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2012 · Amount on Record |
| Deed Sale | Apr 25, 2012 · Amount on Record |
| Deed Book / Page | 6886 / 387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4015 ARTERS MILL RD, WESTMINSTER, MD 21158-1003 |
| Document Number | 0097430222 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | FARM SERVICE AGENCY, FARM SERVICE AGCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 ARTERS MILL RD WESTMINSTER MD 211581003, WESTMINSTER, MD 21158-1003 |
| Document Number | 0097430222 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 009743/000222 |
| Name | FARM SVC AGCY US DEPT/AGRICULT |
|---|---|
| Address | 92 THOMAS JOHNSON DR # 240, FREDERICK, MD 21702-4597 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4015 ARTERS MILL RD, WESTMINSTER, MD 21158-1003 |
| Document Number | 0097430233 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4015 ARTERS MILL RD WESTMINSTER MD 211581003, WESTMINSTER, MD 21158-1003 |
| Document Number | 0097430233 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 009743/000233 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FREDERICK, MD 21702 |
| Term | 360 Months |
|---|---|
| Due | Jun 28, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4015 ARTERS MILL RD, WESTMINSTER, MD 21158-1003 |
| Document Number | 0093330405 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 ARTERS MILL RD WESTMINSTER MD 211581003, WESTMINSTER, MD 21158-1003 |
| Document Number | 0093330405 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 009333/000405 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jun 26, 2022 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4015 ARTERS MILL RD, WESTMINSTER, MD 21158-1003 |
| Document Number | 0087180383 |
| Instrument Date | May 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4015 ARTERS MILL RD |
| Document Number | 0087180383 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 008718/000383 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jun 13, 2019 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,233 (+6.02%) | $479,100 (+18.06%) Land $195,200 Building $283,900 | |
| 2025 | $4,604.00 (+16.44%) | $405,800 (+15.97%) Land $170,200 Building $235,600 | $405,800 (-) Land $170,200 Building $235,600 |
| 2023 | $3,954.00 | $349,933 | $405,800 Land $170,200 Building $235,600 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Quantum Telecommunications | Fiber | 2,000 / 2,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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