4014 School St, Thorndike, MA 01079 Property Records

Hampden County and Palmer Town City property record for 4014 School St, Thorndike, MA 01079

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 5 ba · 3,058 sqft · built 1914
Lot Size	0.44 acres (19,166 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Dec 2025)
Tax Bill	$7,387 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PALM M:82 B:96`

Property Details

APN / Parcel Number

Primary APN	`PALM M:82 B:96`
Alternative APN	`M:0082 L:000096`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	6,356 sqft
1st Floor Area	1,529 sqft
Attic	Attic
Attic Area	1,073 sqft
Basement Area	1,249 sqft
Unfinished Basement	1,249 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4014 SCHOOL ST
City	THORNDIKE
State	MA
Zip	01079-7720
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	VC4
Legal Block	96
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2018
Census Tract	810200

Owner

Source: Hampden County and Palmer Town City records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	768 EAST ST, LUDLOW, MA 01056-3044
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Quit Claim Deed, Transfer · Commercial Mortgage MONSON SAVINGS BANK
Dec 12, 2025	Quit Claim Deed, Transfer HOANG VO
May 29, 2018	Quit Claim Deed, Transfer NORTH BROOKFIELD SAVINGSS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	May 29, 2018 · Amount on Record
Deed Document Number	202559692
Deed Book / Page	26148 / 416
Last Transfer Date	May 29, 2026
Transfer Doc	0026351-92
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	May 29, 2026
Property Address	4014 SCHOOL ST, THORNDIKE, MA 01079-7720
Document Number	0026351-92
Book / Page	26351 / 92
Instrument Date	May 29, 2026
Instrument	202624066
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 EAST ST, LUDLOW, MA 01056-3044

Mortgage

Date	May 29, 2026

Lender

Name	MONSON SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	Dec 12, 2025
Property Address	4014 SCHOOL ST, THORNDIKE, MA 01079-7720
Document Number	026148-416
Book / Page	26148 / 416
Instrument Date	Dec 12, 2025
Instrument	59692
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 EAST ST, LUDLOW, MA 01056-3044

Mortgage

Document Number	0000059693
Date	Dec 12, 2025
Instrument	59693

Lender

Name	HOANG VO

Agreement

Amount	Amount Recorded
Term	1 Months
Due	Jan 1, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALMER MA
Recording Date	May 29, 2018
Property Address	4014 SCHOOL ST, THORNDIKE, MA 01079-7720
Document Number	22190-120
Book / Page	22190 / 120
Instrument	28975
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 SCHOOL ST, PALMER, MA 01069

Mortgage

Document Number	221900122
Date	May 29, 2018
Instrument	22190/0122

Lender

Name	NORTH BROOKFIELD SAVINGSS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,387.00 (+5.79%)	$404,100 (+9.78%) Land $57,200 Building $346,900
2024	$6,983.00 (+2.45%)	$368,100 (+8.33%) Land $52,000 Building $316,100
2023	$6,816.00	$339,800 Land $52,000 Building $287,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNDIKE FIRE AND WATER DISTRICT serves 1,435 people · EPA ID MA1227001
Water Source	Purchased groundwater from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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