4014 Ponder Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4014 Ponder Dr, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2003
Lot Size	0.466 acres (20,299 sqft)
Owner	Trust Name on File
Last Sale	$128,000 (May 2015)
Tax Bill	$4,169 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-31-12A-264`

Property Details

APN / Parcel Number

Primary APN	`41-31-12A-264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,579 sqft Living Area
1st Floor Area	858 sqft
Basement Area	1,271 sqft
Finished Basement	550 sqft
Unfinished Basement	721 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	20,299 sqft (0.466 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	49 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4014 PONDER DR
City	CINCINNATI
State	OH
Zip	45245-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PONDER WOODS; LOT 22
Legal Subdivision	PONDER WOODS
Legal Lot Number	22
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	3
Census Block	3000
Census Tract	41202

Owner

4014 Ponder Dr is owner-occupied and held in a trust since March 2023.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1276 KILBRANNEN, BATAVIA, OH 45103-4015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Mar 24, 2023	Intrafamily Transfer, Transfer
Sep 11, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK
Apr 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2015 · Amount on File
Deed Sale	May 5, 2015 · Amount on File
Prior Sale	Dec 13, 2012 · Amount on File
Deed Document Number	20159463
Deed Book / Page	2572 / 1234
Last Transfer Date	Mar 22, 2023
Transfer Doc	0000004943
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4014 PONDER DR, CINCINNATI, OH 45245-1906
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013927
Date	Apr 29, 2021
Book Page	2878/4772
Instrument	202100013927

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	121 Months
Due	May 1, 2031

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Mar 24, 2023
Property Address	4014 PONDER DR, CINCINNATI, OH 45245-1906
Document Number	0000004943
Book / Page	2941 / 72
Map Reference	CAB 10 PG 269&270
Instrument Date	Mar 22, 2023
Instrument	202300004943
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4014 PONDER DR, CINCINNATI, OH 45245-1906

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4014 PONDER DR, CINCINNATI, OH 45245-1906
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024419
Date	Sep 11, 2020
Book Page	2851/1255
Instrument	202000024419

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4014 PONDER DR, CINCINNATI, OH 45245-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007452
Date	Apr 5, 2017
Book Page	2698/1014
Instrument	201700007452

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4014 PONDER DR, CINCINNATI, OH 45245-1906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 PONDER DR, CINCINNATI, OH 45245-1906

Mortgage

Document Number	0000024420
Date	Sep 11, 2020
Book Page	2851/1260
Instrument	202000024420

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jul 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4014 Ponder Dr was $4,169 with a homeowner's exemption.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,169.00	$93,000 Land $16,800 Building $76,200
2024			$265,700 (-) Land $48,000 Building $217,700
2023	$9,249.00 (+144.75%) Homeowner's exemption	$93,000 (+26.34%) Land $16,800 Building $76,200	$265,700 Land $48,000 Building $217,700
2022	$3,779.00 Homeowner's exemption	$73,610 Land $13,300 Building $60,310
2020			$210,300 Land $38,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4014 Ponder Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4014 Ponder Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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