4014 Penwood Pl, Monroe, NC 28110 Property Records

Union County property record for 4014 Penwood Pl, Monroe, NC 28110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,693 sqft · built 2021
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Last Sale$435,000 (Feb 2022)
Tax Bill$2,282 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-403-290

Property Details

APN / Parcel Number

Primary APN09-403-290

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,693 sqft Total Area
1st Floor Area1,617 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4014 PENWOOD PL
CityMONROE
StateNC
Zip28110-9849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#69 WEDDINGTON POINTE MAP 3 OPCQ028
JurisdictionUNION NC
Township / Civil DivisionSANDY RIDGE
Census Block Group3
Census Block3009
Census Tract20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1019 WESTBURY DR, MATTHEWS, NC 28104-6886
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2022 · Amount on Record
Deed SaleFeb 1, 2022 · Amount on Record
Deed Document Number20223966
Deed Book / Page8388 / 199
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 1, 2022
Property Address4014 PENWOOD PL, MONROE, NC 28110-9849
Document Number0008388199
Book / Page8388 / 199
Map ReferenceMB Q PG 28-31
Instrument DateJan 31, 2022
Instrument3966
Transaction TypeTransfer
Record UpdatedMar 31, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8390 E CRESCENT PKWY STE 650, 650, GREENWOOD VILLAGE, CO 80111-2940

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 WESTBURY DR, MATTHEWS, NC 28104-6886

Mortgage

Document Number0000003967
DateFeb 1, 2022
Instrument3967
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,700 (-) Land $80,400 Building $391,300$471,700 (-) Land $80,400 Building $391,300
2025$2,282.00 (+12.19%)$471,700 (+48.43%) Land $80,400 Building $391,300$471,700 (+48.43%) Land $80,400 Building $391,300
2023$2,034.00$317,800 Land $66,000 Building $251,800$317,800 Land $66,000 Building $251,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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