4014 Indian Trl, Destin, FL 32541 Property Records

Okaloosa County property record for 4014 Indian Trl, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,470 sqft · built 1994
Lot Size	0.458 acres (19,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Dec 2017)
Tax Bill	$4,924 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-8563-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-8563-1`
Alternative APN	`00-2S-22-1270-000A-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,470 sqft Heated Area
Gross Area	3,558 sqft
1st Floor Area	2,470 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	19,988 sqft (0.458 acres)
Garage Type	Finished
Garage Area	648 sqft
Porch	Open Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4014 INDIAN TRL
City	DESTIN
State	FL
Zip	32541-4332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN TRAIL S/D LOT 6 BLK A
Legal Range	22
Legal Township	02S
Legal Subdivision	INDIAN TRAIL S/D
Legal Block	A
Legal Lot Number	6
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1013
Census Tract	23305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4014 INDIAN TRL, DESTIN, FL 32541-4332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Prior Sale	Jul 23, 2002 · Amount on Record
Deed Document Number	0033282277
Deed Book / Page	3328 / 2277
Last Transfer Date	Dec 5, 2017
Transfer Doc	0033282277
Record Updated	Jun 8, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 5, 2017
Property Address	4014 INDIAN TRL, DESTIN, FL 32541-4332
Document Number	0033282277
Book / Page	003328 / 002277
Instrument Date	Dec 1, 2017
Instrument	3175824
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4014 INDIAN TRL DESTIN FL 325414332, DESTIN, FL 32541-4332

Mortgage

Document Number	33282279
Date	Dec 5, 2017
Book Page	003328/002279
Instrument	3175825

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,924.00 (+5.53%) Homeowner's exemption	$454,865 (+5.99%)	$679,362 (+2.87%) Land $255,065 Building $424,297
2023	$4,666.00 (+2.37%) Homeowner's exemption	$429,171 (+3%)	$660,401 (+11.39%) Land $231,435 Building $428,966
2022	$4,558.00 Homeowner's exemption	$416,671	$592,884 Land $210,396 Building $382,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35