Rowan County property record for 4014 Gardner St, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,570 sqft · built 1977 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,135 (2026) |
| Deeds & Mortgages | Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 412 017 |
| Primary APN | 412 017 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,570 sqft Living Area |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 1,645 sqft |
| Finished Basement | 1,645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Lot Area | 42,253 sqft (0.97 acres) |
| Garage Area | 525 sqft |
| Porch | Porch |
| Porch Area | 320 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4014 GARDNER ST |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1:SINGLE |
| Legal Description | .97AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LITAKER |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 51002 |
4014 Gardner St is owned by two individuals who acquired it in September 2016.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 6, FAITH, NC 28041-0006 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2016 |
| Transfer Doc | 0012780862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 4014 GARDNER ST, SALISBURY, NC 28146 |
| Document Number | 0013440675 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4014 GARDNER ST FAITH NC 28041, FAITH, NC 28041 |
| Document Number | 0013440675 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 001344/000675 |
| Name | TRUIST BK |
|---|---|
| Address | DURHAM, NC 27701 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 4014 Gardner St was $3,135.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Faith Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,135.00 | $316,704 (-) Land $31,500 Building $285,204 | $316,704 Land $31,500 Building $285,204 |
| 2025 | $3,135.00 | $316,704 Land $31,500 Building $285,204 | |
| 2023 | $3,135.00 | $316,704 Land $31,500 Building $285,204 | $316,704 Land $31,500 Building $285,204 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4014 Gardner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4014 Gardner St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FAITH serves 1,316 people · EPA ID NC0180055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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