4014 10th St S, Moorhead, MN 56560 Property Records

Clay County property record for 4014 10th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,654 sqft)
Owner	Individual Name on Record
Last Sale	$356,361 (Dec 2021)
Tax Bill	$6,542 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`58.608.0500`

Property Details

APN / Parcel Number

Primary APN	`58.608.0500`

Exterior

Lot Area	9,654 sqft (0.22 acres)

Location & Zoning

Street Address	4014 10TH ST S
City	MOORHEAD
State	MN
Zip	56560-7446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PRAIRIE SKIES LOT 004 BLOCK 003 SUBDIVISIONCD 58608
Legal Range	48
Legal Township	139
Legal Section	29
Legal Subdivision	PRAIRIE SKIES
Legal Block	3
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2000
Census Tract	30110

Owner

Source: Clay County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4014 10TH ST S, MOORHEAD, MN 56560-7446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY CU
Mar 20, 2020	Deed of Trust, Mortgage · Conventional with PMI IMAGINE HM LNDG
Nov 26, 2018	Warranty Deed, Transfer · Conventional with PMI IMAGINE HM LNDG
Jun 2, 2017	Deed, Transfer · Conventional Mortgage FM TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	2021823961
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Dec 13, 2021
Property Address	4014 10TH ST S, MOORHEAD, MN 56560-7446
Document Number	0000823961
Instrument Date	Dec 10, 2021
Instrument	823961
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.99
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4014 10TH ST S, MOORHEAD, MN 56560-7446

Mortgage

Document Number	0000823962
Date	Dec 13, 2021
Instrument	823962

Lender

Name	TOWN & COUNTRY CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000823963
Date	Dec 13, 2021
Instrument	823963

Lender

Name	TOWN & COUNTRY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	4014 10TH ST S, MOORHEAD, MN 56560-7446
Document Number	0000799242
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4014 10TH ST S MOORHEAD MN 565607446, MOORHEAD, MN 56560-7446

Mortgage

Document Number	0000799242
Date	Mar 25, 2020
Instrument	799242

Lender

Name	IMAGINE HM LNDG
Address	ONALASKA, WI 54650

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Nov 26, 2018
Property Address	4014 10TH ST S, MOORHEAD, MN 56560-7446
Document Number	0000785325
Instrument Date	Oct 25, 2018
Instrument	785325
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	TITLE COMPANY/FARGO, TITLE CO/FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4014 10TH ST S MOORHEAD MN 565607446, MOORHEAD, MN 56560-7446

Mortgage

Document Number	785326
Date	Nov 26, 2018
Instrument	785326

Lender

Name	IMAGINE HM LNDG
Address	ONALASKA, WI 54650

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Jun 2, 2017
Property Address	4014 10TH ST S, MOORHEAD, MN 56560-7446
Document Number	0000769092
Instrument Date	Jun 1, 2017
Instrument	769092
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FM TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4014 10TH ST S, MOORHEAD, MN 56560-7446

Mortgage

Document Number	, 769093
Date	Jun 2, 2017
Instrument	769093

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,542.00 (+20.21%)
2025		$405,200 (+9.4%) Land $49,400 Building $355,800	$405,200 (+9.4%) Land $49,400 Building $355,800
2023	$5,442.00 Homeowner's exemption	$370,400 Land $49,400 Building $321,000	$370,400 Land $49,400 Building $321,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: CenturyLink, Otter Tail Telecom, Verizon.

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