4013 Watersedge Dr, Rowlett, TX 75088 Property Records

Rockwall County property record for 4013 Watersedge Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,738 sqft · built 1998
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$137,100 (Aug 2009)
Tax Bill	$11,405 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4286000E0013000R`

Property Details

APN / Parcel Number

Primary APN	`4286000E0013000R`
Alternative APNs	`R47229` `47229`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,738 sqft Living Area
Gross Area	3,498 sqft
1st Floor Area	2,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	424 sqft
Patio Area	49 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4013 WATERSEDGE DR
City	ROWLETT
State	TX
Zip	75088-5580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE VILLAGE ESTATES PH 2, BLOCK E, LOT 13
Legal Subdivision	LAKESIDE VILLAGE ESTATES PH 2
Legal Block	E
Legal Lot Number	13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2016
Census Tract	40301

Owner

4013 Watersedge Dr is owned and occupied by two individuals who bought it in August 2009.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4013 WATERSEDGE DR, ROWLETT, TX 75088-5580
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Nov 20, 2019	Deed of Trust, Mortgage · Line of Credit BBVA USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2009 · Amount on File
Deed Sale	Aug 21, 2009 · Amount on File
Deed Document Number	2009421249
Deed Book / Page	5889 / 133
Prior Transfer Date	Jun 8, 2009
Prior Transfer Doc	0000417285
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	4013 WATERSEDGE DR, ROWLETT, TX 75088-5580
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013196
Date	Jul 25, 2018
Instrument	20180000013196

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	4013 WATERSEDGE DR, ROWLETT, TX 75088-5580
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020956
Date	Nov 20, 2019
Instrument	20190000020956

Lender

Name	BBVA USA
Type	Bank
Address	DALLAS, TX 75220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4013 Watersedge Dr was $11,405, up 54.3% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rowlett City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,384 (+2.76%) Land $135,600 Building $415,784	$551,384 (+2.76%) Land $135,600 Building $415,784
2025	$11,405.00 (+54.27%)	$536,549 Land $132,000 Building $404,549	$536,549 Land $132,000 Building $404,549
2024	$7,393.00 (-27.68%)
2023	$10,222.00	$509,700 Land $144,000 Building $365,700	$509,700 Land $144,000 Building $365,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4013 Watersedge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4013 Watersedge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Nextlink, T-Mobile.

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