4013 Sagefield Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 4013 Sagefield Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,673 sqft · built 2024
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$2,874 (Oct 2024)
Tax Bill	$712 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`32-26-32-3596-000A-0210`

Property Details

APN / Parcel Number

Primary APN	`32-26-32-3596-000A-0210`
Alternative APN	`2632323596000A0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,673 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,673 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete Block/Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4013 SAGEFIELD DR
City	HARMONY
State	FL
Zip	34773-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 21
Legal Subdivision	HARMONY CENTRALPHASE 1
Legal Block	A
Legal Lot Number	21
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

4013 Sagefield Dr is owned and occupied by an individual who bought it in October 2024.

Source: Osceola County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4013 SAGEFIELD DR, HARMONY, FL 34773-6209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2024 · Amount on File
Deed Sale	Oct 4, 2024 · Amount on File
Prior Sale	Feb 19, 2024 · Amount on File
Deed Document Number	2024126816
Deed Book / Page	6674 / 1669
Record Updated	Oct 29, 2026

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 4, 2024
Property Address	4013 SAGEFIELD DR, HARMONY, FL 34773-6209
Document Number	0066741669
Book / Page	6674 / 1669
Map Reference	MB 32 PG 120-133
Instrument Date	Sep 26, 2024
Instrument	2024126816
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,874.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 SAGEFIELD DR, HARMONY, FL 34773-6209

Mortgage

Document Number	2024126817
Date	Oct 4, 2024
Instrument	2024126817

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4013 Sagefield Dr was $712.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00	$305,300 Land $60,000 Building $245,300	$305,300 Land $60,000 Building $245,300
2023	$698.00 (+1,044.26%)	$50,000 (+1,036.36%) Land $50,000	$50,000 (+1,036.36%) Land $50,000
2022	$61.00	$4,400 Land $4,400	$4,400 Land $4,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4013 Sagefield Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4013 Sagefield Dr is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20