Island County property record for 4013 Beach Dr, Freeland, WA 98249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 3,075 sqft · built 2023 |
| Owner | Individual Name on File |
| Last Sale | $87,500 (Sep 2018) |
| Tax Bill | $1,073 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S6135-00-00123-0 |
| Primary APN | S6135-00-00123-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,075 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 230 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Account Number | 191857 |
|---|---|
| Street Address | 4013 BEACH DR |
| City | FREELAND |
| State | WA |
| Zip | 98249-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | LOT 123 INCL INT IN RES BEVERLY BCH 1 |
| Legal Subdivision | BEVERLY BCH |
| Legal Lot Number | 123 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 971900 |
Source: Island County records · APN S6135-00-00123-0
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4013 BEACH DR, FREELAND, WA 98249-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 28, 2024 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Sep 20, 2018 | Warranty Deed, Transfer LAND TITLE AND ESCROW/ISLAND COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on Record |
| Deed Sale | Sep 20, 2018 · Amount on Record |
| Prior Sale | May 24, 2011 · Amount on Record |
| Deed Document Number | 4452057 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 4013 BEACH DR, FREELAND, WA 98249 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7909 SLEAFORD PL, BETHESDA, MD 20814-4625 |
| Document Number | 0004570648 |
|---|---|
| Date | Mar 28, 2024 |
| Instrument | 4570648 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | 201 WASHINGTON ST # 8, BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 04, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | Other |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 4013 BEACH DR, FREELAND, WA 98249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004490002 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 4490002 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Sep 20, 2018 |
| Property Address | 4013 BEACH DR, FREELAND, WA 98249 |
| Document Number | 0004452057 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 4452057 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2018 |
| Title Company | LAND TITLE AND ESCROW/ISLAND COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,562.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7909 SLEAFORD PL BETHESDA MD 208144625, BETHESDA, MD 20814-4625 |
Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,081,567 (+64.29%) Land $310,000 Building $771,567 | $1,081,567 (+64.29%) Land $310,000 Building $771,567 | |
| 2023 | $1,073.00 | $658,338 (+324.68%) Land $120,000 Building $538,338 | $658,338 (+324.68%) Land $120,000 Building $538,338 |
| 2022 | $155,020 Land $70,000 Building $85,020 | $155,020 Land $70,000 Building $85,020 |
Source: FEMA National Flood Hazard Layer as of June 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Abound Ventures Fiber | 1,000 / 1,000 |
Based on FCC filings for 53 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEVERLY BEACH IMPROVEMENT CLUB private · serves 56 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2022 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures