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40127 Oak Tree, Novi, MI 48375 Property Records

Oakland County property record for 40127 Oak Tree, Novi, MI 48375

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,865 sqft · built 1975
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$312,500 (Sep 2021)
Tax Bill$5,282 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN50-22-25-251-013

Property Details

APN / Parcel Number

Primary APN50-22-25-251-013

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,865 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address40127 OAK TREE
CityNOVI
StateMI
Zip48375-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionT1N, R8E, SEC 25 FAIRFIELD FARMS SUB LOT 67
Legal Range08E
Legal Township01N
Legal Section25
Legal SubdivisionFAIRFIELD FARMS SUB
Legal Lot Number67
JurisdictionOAKLAND MI
Township / Civil DivisionNOVI
Census Block Group2
Census Block2009
Census Tract136500

Owner

40127 Oak Tree is owned and occupied by an individual who bought it in September 2021.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address40127 OAK TREE, NOVI, MI 48375-3636
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleOct 3, 2005 · Amount on File
Deed Document Number2021229083
Deed Book / Page56900 / 58
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 24, 2021
Property Address40127 OAK TREE, NOVI, MI 48375-3636
Document Number0000229083
Book / Page56900 / 58
Map ReferenceLB 139 PG 26-30
Instrument DateAug 31, 2021
Instrument229083
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyNOT AVAILABLE, STG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address30385 RIDGE CT, NEW HUDSON, MI 48165-8531

Transferred To (Grantee/Buyer)

NameVerified Name
Address40127 OAK TREE, NOVI, MI 48375-3636

Mortgage

Document Number0005690060
DateSep 24, 2021
Instrument56900/60
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40127 Oak Tree was $5,282 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityNovi City
Unified School DistrictNovi Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,282.00
2023$5,974.00 (+7.41%) Homeowner's exemption$167,280$334,560
2022$5,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40127 Oak Tree in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2000)
Most Recent ClaimJun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40127 Oak Tree is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NOVI
serves 56,780 people · EPA ID MI0004870
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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