40125 Busy Corner Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 40125 Busy Corner Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,310 sqft · built 2006
Lot Size	0.781 acres (34,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2022)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-074838`

Property Details

APN / Parcel Number

Primary APN	`03-074838`
Alternative APN	`074838`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,310 sqft Total Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,020 sqft (0.781 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	074838
Street Address	40125 BUSY CORNER RD
City	LEONARDTOWN
State	MD
Zip	20650-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 2 PLAT 59/74 ELLINGWOOD ESTATES
Legal Subdivision	ELLINGWOOD ESTATES
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	2
Census Block	2000
Census Tract	875502

Owner

Source: St. Mary's County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40125 BUSY CORNER RD, LEONARDTOWN, MD 20650-5504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Apr 5, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Book / Page	6113 / 1
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	40125 BUSY CORNER RD, LEONARDTOWN, MD 20650-5504
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40125 BUSY CORNER RD, LEONARDTOWN, MD 20650-5504

Mortgage

Document Number	0067790432
Date	Oct 14, 2025
Book Page	6779/432

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	MIDDLE RIVER, MD 21220

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Apr 5, 2022
Property Address	40125 BUSY CORNER RD, LEONARDTOWN, MD 20650-5504
Document Number	0061130001
Book / Page	6113 / 1
Map Reference	MB 59 PL 74
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	NOT AVAILABLE, TRI COUNTY ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40125 BUSY CORNER RD, LEONARDTOWN, MD 20650-5504

Mortgage

Document Number	0000061139
Date	Apr 5, 2022
Instrument	6113/9

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,333 (+33.54%)	$470,200 (+14.99%) Land $116,600 Building $353,600
2025	$4,538.00 (+32.34%)
2023	$3,429.00	$321,500	$408,900 Land $116,600 Building $292,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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