Lake County property record for 40123 E 9th Ave, Umatilla, FL 32784 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,926 sqft Living Area |
| Lot Size | 199,980 sqft (4.59 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $724,000 (2025) |
| Tax Bill | $4,996.00 (2024) |
| Primary APN | 08-18-27-0004-000-01503 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,934 sqft Gross Area |
| 1st Floor | 1,926 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 199,980 sqft (4.59 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 624 sqft Garage |
| Porch Area | 476 sqft Porch |
| Utility Building | 1,283 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1222249 |
|---|---|
| Street Address | 40123 E 9TH AVE |
| City | UMATILLA |
| State | FL |
| Zip | 32784-8309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG 165 FT W OF SE COR OF SE 1/4 FOR POB CONT W 165 FT RUN NLY PARALLEL WITH E LINE OF SEC TO A PT S 05-01-0 W 211.93 FT FROM N LINE OF SE 1/4 OF SE 1/4 E TO W R/W OF CLAY RD S ALONG SAID R/W TO A PT THAT IS 692 FT N OF S LINE OF SE 1/4 W 73.27 FT SL |
| Legal Range | 27E |
| Legal Township | 18S |
| Legal Section | 8 |
| Legal Quarter | 4 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0004 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | LAKE FL |
| Minor Civil Division | UMATILLA |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 30109 |
Source: Lake County records · APN 08-18-27-0004-000-01503
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40123 E 9TH AVE, UMATILLA, FL 32784-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Mar 12, 2020 | Warranty Deed, Transfer APPLE TITLE LIMITED, APPLE TITLE LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 12, 2025 · Amount on Record |
| Deed Sale | Mar 12, 2025 · Amount on Record |
| Prior Sale | Mar 12, 2020 · Amount on Record |
| Deed Doc Number | 202530497 |
| Deed Book / Page | 6490 / 1965 |
| Prior Transfer Date | Jul 17, 2024 |
| Prior Transfer Doc | 0063681813 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 27, 2026 |
| Property Address | 40123 E 9TH AVE, UMATILLA, FL 32784-8309 |
| Document Number | 0000091511 |
| Book / Page | 6783 / 135 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202691511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 40123 E 9TH AVE, UMATILLA, FL 32784-8309 |
| Document Number | 0000091511, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 6783/135 |
| Instrument | 202691511 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 40123 E 9TH AVE, UMATILLA, FL 32784 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1334, UMATILLA, FL 32784-1334 |
| Document Number | 0056710885 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 5671/885 |
| Instrument | 2021040209 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | UMATILLA, FL 32784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 03, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 40123 E 9TH AVE, UMATILLA, FL 32784 |
| Document Number | 0054371454 |
| Book / Page | 005437 / 001454 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 30974 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2020 |
| Title Company | APPLE TITLE LIMITED, APPLE TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1334 UMATILLA FL 327841334, UMATILLA, FL 32784-1334 |
Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,318 (+2.85%) Land $109,920 Building $261,398 | $371,318 (-0.21%) Land $109,920 Building $261,398 | |
| 2025 | $361,020 (+5.98%) Land $109,920 Building $251,100 | $372,117 (+0.6%) Land $109,920 Building $262,197 | |
| 2024 | $4,996.00 (+7.95%) | ||
| 2023 | $4,628.00 (+4.85%) Homeowner's exemption | $340,640 (+3.76%) | $369,914 (+2.35%) Land $109,920 Building $259,994 |
| 2022 | $4,414.00 Homeowner's exemption | $328,298 | $361,418 Land $109,920 Building $251,498 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 57% of the US · above 28% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 535 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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