40122 Stowe Rd, Temecula, CA 92591 Property Records

Riverside County property record for 40122 Stowe Rd, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,249 sqft · built 2004
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Trust Names on File
Last Sale	$730,000 (Sep 2026)
Tax Bill	$6,667 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`916-371-010`

Property Details

APN / Parcel Number

Primary APN	`916-371-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,249 sqft Living Area
Gross Area	2,818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Attached
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40122 STOWE RD
City	TEMECULA
State	CA
Zip	92591-5585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.09 ACRES M/L IN LOT 25 MB 323/081 TR 29929-1
Legal Subdivision	TRACT NO. 299291
Legal Tract	29929-1
Legal Lot Number	25
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4004
Census Tract	49600

Owner

40122 Stowe Rd is owner-occupied and held in a trust since September 2026.

Source: Riverside County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40122 STOWE RD, TEMECULA, CA 92591-5585
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on File
Deed Sale	Sep 16, 2026 · Amount on File
Prior Sale	May 24, 2004 · Amount on File
Deed Document Number	2026290754
Prior Transfer Date	Jul 22, 2016
Prior Transfer Doc	0000314674
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 16, 2026
Property Address	40122 STOWE RD, TEMECULA, CA 92591-5585
Document Number	0000290754
Instrument Date	Sep 11, 2026
Instrument	2026290754
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	40122 STOWE RD, TEMECULA, CA 92591-5585

Mortgage

Document Number	0000290755,
Date	Sep 16, 2026
Instrument	2026290755

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40122 STOWE RD, TEMECULA, CA 92591-5585
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40122 STOWE RD, TEMECULA, CA 92591-5585

Mortgage

Document Number	0000222441
Date	Aug 1, 2023
Instrument	2023-0222441

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 40122 Stowe Rd was $6,667, up 1.2% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,902 (+2%) Land $130,507 Building $381,395
2025	$6,667.00 (+1.18%)	$501,866 Land $127,949 Building $373,917
2024	$6,589.00 (+0.47%)
2023	$6,558.00 (+1.83%)	$482,381 Land $122,982 Building $359,399
2022	$6,440.00
2021			$589,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40122 Stowe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40122 Stowe Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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