40120 Tesoro Ln, Palmdale, CA 93551 Property Records

Los Angeles County property record for 40120 Tesoro Ln, Palmdale, CA 93551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,838 sqft · built 1990
Lot Size	0.531 acres (23,141 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Feb 2016)
Tax Bill	$8,620 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3001-077-028`

Property Details

APN / Parcel Number

Primary APN	`3001-077-028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,838 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	23,141 sqft (0.531 acres)
Lot Dimensions	170 ft deep x 136 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40120 TESORO LN
City	PALMDALE
State	CA
Zip	93551-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LCA210-A22
Legal Description	TR=45717 LOT 29
Legal Subdivision	45717
Legal Tract	45717
Legal Block	3
Legal Lot Number	29
Jurisdiction	LOS ANGELES CA
Township / Civil Division	SOUTH ANTELOPE VALLEY
Census Block Group	3
Census Block	3002
Census Tract	910210

Owner

40120 Tesoro Ln is owned and occupied by two individuals who bought it in February 2016.

Source: Los Angeles County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40120 TESORO LN, PALMDALE, CA 93551-3576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 30, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2016 · Amount on File
Deed Sale	Feb 29, 2016 · Amount on File
Prior Sale	Mar 23, 2012 · Amount on File
Deed Document Number	2016218640
Prior Transfer Date	Aug 16, 1995
Prior Transfer Doc	0001364015
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40120 TESORO LN, PALMDALE, CA 93551-3576
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40120 TESORO LN, PALMDALE, CA 93551-3576

Mortgage

Document Number	0000183070
Date	Mar 17, 2026
Instrument	26-0183070

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	40120 TESORO LN, PALMDALE, CA 93551-3576
Transaction Type	Mortgage
Record Updated	Dec 10, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40120 TESORO LN, PALMDALE, CA 93551-3576

Mortgage

Document Number	0001768989
Date	Nov 30, 2021
Instrument	21-1768989

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 40120 Tesoro Ln was $8,620, up 4.1% from the year before.

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Palmdale City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Westside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,690 (+2%) Land $149,722 Building $447,968
2025	$8,620.00 (+4.07%)	$585,972 Land $146,787 Building $439,185
2024	$8,283.00 (+1.01%)
2023	$8,200.00 (+1.81%)	$563,220 Land $141,088 Building $422,132
2022	$8,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40120 Tesoro Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40120 Tesoro Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTELOPE VALLEY EAST KERN WATER AGENCY serves 0 people · EPA ID CA1910045
Water Source	Surface water
Last State Inspection	Apr 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Race Communications.

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