4012 Wilkinson Rd, Havre De Grace, MD 21078 Property Records

Harford County property record for 4012 Wilkinson Rd, Havre De Grace, MD 21078

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,785 sqft · built 1973
Lot Size	2.56 acres (111,514 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Feb 2022)
Tax Bill	$6,209 (2026)
Deeds & Mortgages	Oct 2023 Transfer Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-047853`

Property Details

APN / Parcel Number

Primary APN	`02-047853`
Alternative APNs	`2047853` `047853`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,785 sqft Total Area
Basement Area	865 sqft
Finished Basement	865 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	111,514 sqft (2.56 acres)
Garage Type	Basement
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	047853
Street Address	4012 WILKINSON RD
City	HAVRE DE GRACE
State	MD
Zip	21078-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	2.56 AC 4012 WILKINSON ROAD N OF LEVEL
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	1
Census Block	1017
Census Tract	302100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lower Deer Creek Valley Historic District listed 1993 · 275 contributing resources · NRIS 93001143

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4012 Wilkinson Rd is owned and occupied by two individuals who acquired it in September 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4012 WILKINSON RD, HAVRE DE GRACE, MD 21078-1223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Intrafamily Transfer, Transfer
Feb 15, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 10, 2021	Deed, Transfer · Commercial Mortgage LOAN FUNDERLLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	May 10, 2021 · Amount on File
Deed Book / Page	15367 / 323
Last Transfer Date	Sep 20, 2023
Transfer Doc	0160640297
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Oct 16, 2023
Property Address	4012 WILKINSON RD, HAVRE DE GRACE, MD 21078-1223
Document Number	0160640297
Book / Page	16064 / 297
Instrument Date	Sep 20, 2023
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4012 WILKINSON RD, HAVRE DE GRACE, MD 21078-1223
Investor	Possibly a Property Investor

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 15, 2022
Property Address	4012 WILKINSON RD, HAVRE DE GRACE, MD 21078-1223
Document Number	0153670323
Book / Page	15367 / 323
Instrument Date	Feb 9, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4012 WILKINSON RD, HAVRE DE GRACE, MD 21078-1223

Mortgage

Document Number	0015367329
Date	Feb 15, 2022
Instrument	15367/329

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	May 10, 2021
Property Address	4012 WILKINSON RD, HAVRE DE GRACE, MD 21078-1223
Document Number	0147360142
Book / Page	14736 / 142
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8101 SANDY SPRING RD STE 250, 250, LAUREL, MD 20707-3527

Mortgage

Document Number	0014736147
Date	May 10, 2021
Instrument	14736/147

Lender

Name	LOAN FUNDERLLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4012 Wilkinson Rd was $6,209 with a homeowner's exemption, up 70.2% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,209.00 (+70.25%) Homeowner's exemption	$564,200 (+17.51%) Land $122,800 Building $441,400	$564,200 (-) Land $122,800 Building $441,400
2025	$3,647.00 Homeowner's exemption	$480,133	$564,200 Land $122,800 Building $441,400
2023		$312,000 Land $122,800 Building $189,200	$312,000 Land $122,800 Building $189,200
2022	$3,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4012 Wilkinson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 Wilkinson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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