4012 Waving Hickory Blvd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4012 Waving Hickory Blvd, Saint Cloud, FL 34772

Property Summary

Property TypeVacant Land
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$375,165 (Apr 2026)
Tax Bill$213 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Sale & Mortgage
APN04-27-31-3689-0001-1820

Property Details

APN / Parcel Number

Primary APN04-27-31-3689-0001-1820
Alternative APN
  • 273104368900011820

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address4012 WAVING HICKORY BLVD
CitySAINT CLOUD
StateFL
Zip34772-9568
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionESTATES AT HICKORY COVE PH 1 & 2A PB 36 PGS 135-148 LOT 182
Legal SubdivisionESTATES AT HICKORY COVE PHASE 1 AND 2A
Legal Lot Number182
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43209

Owner

Source: Osceola County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4012 WAVING HICKORY BLVD, SAINT CLOUD, FL 34772-9568
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Special Warranty Deed · Conventional Mortgage
AMERICAN NBRHD MORTGAGE ACCPTNC
Apr 21, 2026Special Warranty Deed · Conventional Mortgage
AMERICAN HOME MORTGAGE ACCEPT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleNov 10, 2025 · Amount on Record
Deed Document Number202652605
Deed Book / Page6958 / 2487
Record UpdatedSep 20, 2026

April 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2026
Property Address4012 WAVING HICKORY BLVD, SAINT CLOUD, FL 34772-9568
Document Number0000052605
Book / Page6958 / 2487
Instrument DateApr 16, 2026
Instrument2026.52605
Record UpdatedMay 1, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265,242.16
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 WAVING HICKORY BLVD, SAINT CLOUD, FL 34772-9568

Mortgage

Document Number0000052606,
DateApr 21, 2026
Book Page6958/2492
Instrument2026.52606
Lender
NameAMERICAN NBRHD MORTGAGE ACCPTNC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 21, 2026
Property Address4012 WAVING HICKORY BLVD, SAINT CLOUD, FL 34772-9568
Document Number0069582487
Book / Page6958 / 2487
Instrument DateApr 16, 2026
Instrument202652605
Record UpdatedJun 2, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$265,242.16
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 WAVING HICKORY BLVD, SAINT CLOUD, FL 34772-9568
InvestorPossibly a Property Investor

Mortgage

Document Number0000052606,
DateApr 21, 2026
Book Page6958/2492
Instrument202652606
Lender
NameAMERICAN HOME MORTGAGE ACCEPT
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$213.00$15,400 Land $15,400$15,400 Land $15,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 136 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2011–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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