4012 Verde Meadows, Williamsburg, VA 23188 Property Records

James City County property record for 4012 Verde Meadows, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,118 sqft · built 2010
Lot Size0.91 acres (39,640 sqft)
OwnerOwner Name on Record
Tax Bill$6,234 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN37-3 03-0-0097

Property Details

APN / Parcel Number

Primary APN37-3 03-0-0097
Alternative APN
  • 29070

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,118 sqft Living Area
Basement Area1,301 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area39,640 sqft (0.91 acres)
Garage TypeAttached
Garage Area604 sqft
Parking Spaces2 Parking Spaces
Deck Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number29070
Street Address4012 VERDE MDWS
CityWILLIAMSBURG
StateVA
Zip23188-1896
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR PLANNED UNIT DEVELOP
Legal DescriptionL-97 P-2 MONTICELLO WOODS
Legal SubdivisionMONTICELLO WOODS
Legal Lot Number97
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2001
Census Tract80307

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4012 VERDE MDWS, WILLIAMSBURG, VA 23188-1896
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Line of Credit
1ST ADVANTAGE FCU
Mar 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 2, 2009
Transfer Doc0000027326
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4012 VERDE MDWS, WILLIAMSBURG, VA 23188-1896
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202601650
DateFeb 10, 2026
Instrument202601650
Lender
Name1ST ADVANTAGE FCU
TypeCredit Union
AddressNEWPORT NEWS, VA 23608
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 23, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address4012 VERDE MDWS, WILLIAMSBURG, VA 23188-1896
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanySAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210003936
DateMar 2, 2021
Instrument210003936
Lender
NameTOWNEBANK MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,234.00 (+6.4%)$751,200 (+24.52%) Land $163,700 Building $587,500$751,200 (+24.52%) Land $163,700 Building $587,500
2024$5,859.00 (+17.02%)
2023$5,007.00$603,300 Land $98,100 Building $505,200$603,300 Land $98,100 Building $505,200
2022$5,007.00 (+14.5%)
2019$4,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

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