4012 SE 2nd Ave, Keystone Heights, FL 32656 Property Records

Bradford County property record for 4012 SE 2nd Ave, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1979
Owner	Individual Name on Record
Last Sale	$191,000 (Oct 2021)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05886-0-00000`

Property Details

APN / Parcel Number

Primary APN	`05886-0-00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Heated Area
Gross Area	1,668 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4012 SE 2ND AVE
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 8S 22 LOT 1 OF BLK 17 IN KCE UNIT 1
Legal Range	22E
Legal Township	08S
Legal Section	24
Legal Subdivision	KEYSTONE CLUB ESTATE
Legal Block	17
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Bradford County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Correction Deed · Conventional Mortgage WOLFE FINANCIAL INC
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
Oct 11, 2021	Correction Deed · Conventional Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Sep 14, 2010
Deed Document Number	0001928387
Deed Book / Page	1928 / 387
Last Transfer Date	Oct 5, 2021
Transfer Doc	0045181200
Record Updated	Jun 8, 2026

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRADFORD FL
Recording Date	Oct 11, 2021
Property Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208
Document Number	1928/387
Book / Page	1928 / 387
Map Reference	MB 3 PG 9
Instrument Date	Oct 4, 2021
Instrument	202104009567
Record Updated	Oct 26, 2021
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 SAGEBRUSH AVE, 5005, KEYSTONE HEIGHTS, FL 32656-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208

Mortgage

Document Number	1928/390
Date	Oct 11, 2021
Book Page	1928/390
Instrument	202104009568

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 5, 2021
Property Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208
Document Number	0045181200
Book / Page	4518 / 1200
Map Reference	MB 3 PG 9
Instrument Date	Oct 4, 2021
Instrument	2021062963
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,337.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 SAGEBRUSH AVE, 5005, KEYSTONE HEIGHTS, FL 32656-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208
Investor	Possibly a Property Investor

Mortgage

Document Number	45181189
Date	Oct 5, 2021
Instrument	4518/1189

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0004009568
Date	Oct 11, 2021
Book Page	1928/390
Instrument	202104009568

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BRADFORD FL
Recording Date	Oct 11, 2021
Property Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208
Document Number	0004009567
Book / Page	1928 / 387
Map Reference	MB 3 PG 9
Instrument Date	Oct 4, 2021
Instrument	202104009567
Record Updated	Dec 19, 2025
Title Company	LAKE AREA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 SAGEBRUSH AVE, KEYSTONE HEIGHTS, FL 32656-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4012 SE 2ND AVE, KEYSTONE HEIGHTS, FL 32656-6208
Investor	Possibly a Property Investor

Mortgage

Document Number	0001928390
Date	Oct 11, 2021
Instrument	1928/390

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,630.00 (+15.19%) Homeowner's exemption	$127,935 (+2.9%)	$149,928 (+5.84%) Land $32,000 Building $117,928
2024	$1,415.00 (+3.74%) Homeowner's exemption	$124,329 (+3%)	$141,649 (+4.58%) Land $30,000 Building $111,649
2023	$1,364.00 (+7.49%) Homeowner's exemption	$120,708 (+3%)	$135,450 (+15.58%) Land $25,000 Building $110,450
2022	$1,269.00 Homeowner's exemption	$117,192 Land $22,000 Building $95,192	$117,192 Land $22,000 Building $95,192

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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