Hamilton County property record for 4012 Rogers Rd, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,684 sqft · built 1955 |
| Lot Size | 0.305 acres (13,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jun 2026) |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147O N 005 |
| Primary APN | 147O N 005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,684 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,300 sqft (0.305 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000081002 |
|---|---|
| Street Address | 4012 ROGERS RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 18 REEDERS RESUB OF PT OF ORCHARD CREST PB15 PG97 |
| Legal Subdivision | REEDERS RESUB |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2900 |
Source: Hamilton County records · APN 147O N 005
Assessment roll updated January 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4012 ROGERS RD, CHATTANOOGA, TN 37411-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Apr 11, 2022 | Deed of Trust, Mortgage · Non-Conforming Investor Loan ROCKET MORTGAGE LLC |
| Dec 06, 2019 | Warranty Deed, Transfer · Conventional with PMI HIGHLANDS RESID'L MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Dec 06, 2019 · Amount on Record |
| Deed Document Number | 2026062450 |
| Deed Book / Page | 14344 / 301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 24, 2026 |
| Property Address | 4012 ROGERS RD, CHATTANOOGA, TN 37411-3134 |
| Document Number | 0000000050 |
| Book / Page | 14344 / 301 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202650 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | NORTH LA LAND AND TITLE, NORTH & MAIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127,058.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4012 ROGERS RD, CHATTANOOGA, TN 37411-3134 |
| Document Number | 0000000051, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 14344/305 |
| Instrument | 2026062451 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4012 ROGERS RD, CHATTANOOGA, TN 37411-3134 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000000251 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 12916/775 |
| Instrument | 2022041100251 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 06, 2019 |
| Property Address | 4012 ROGERS RD, CHATTANOOGA, TN 37411-3134 |
| Document Number | 1206000202 |
| Book / Page | 011841 / 000936 |
| Instrument Date | Dec 06, 2019 |
| Instrument | 191206000202 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4012 ROGERS RD CHATTANOOGA TN 374113134, CHATTANOOGA, TN 37411-3134 |
| Document Number | 1206000203 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 011841/000939 |
| Instrument | 191206000203 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (+7.57%) | $86,250 (+58.69%) | $345,000 (+58.69%) Land $45,000 Building $300,000 |
| 2024 | $1,215.00 | $54,350 (-) | $217,400 (-) Land $25,000 Building $192,400 |
| 2023 | $1,215.00 | $54,350 (-) | $217,400 (-) Land $25,000 Building $192,400 |
| 2022 | $1,215.00 | $54,350 | $217,400 Land $25,000 Building $192,400 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Apr 1978 · tidal / storm surge |
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 381 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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