El Dorado County property record for 4012 Red Cloud Ln, Pilot Hill, CA 95664 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,551 sqft · built 2020 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (May 2017) |
| Tax Bill | $4,923 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-130-028-000 |
| Primary APN | 104-130-028-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,551 sqft Living Area |
| 1st Floor Area | 1,551 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 781 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4012 RED CLOUD LN |
|---|---|
| City | PILOT HILL |
| State | CA |
| Zip | 95664-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PM 23/14/A |
| Legal Subdivision | 23-14, PARCEL MAP |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 104-130-028-000
Assessment roll updated August 18, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4012 RED CLOUD LN, PILOT HILL, CA 95664-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jun 18, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| May 16, 2017 | Grant Deed, Transfer · Conventional with PMI HILL FAMILY TRUST (PT) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Aug 17, 2000 · Amount on Record |
| Deed Document Number | 201719718 |
| Last Transfer Date | Jul 17, 2024 |
| Transfer Doc | 0000020290 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 4012 RED CLOUD LN, PILOT HILL, CA 95664-9644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4012 RED CLOUD LN, PILOT HILL, CA 95664-9644 |
| Document Number | 0000066085 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-0066085 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jun 18, 2020 |
| Property Address | 4012 RED CLOUD LN, PILOT HILL, CA 95664-9644 |
| Document Number | 0000029204 |
| Map Reference | MB 23 PG 14 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 2020-0029204 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATL TTL CO OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4012 RED CLOUD LN, PILOT HILL, CA 95664-9644 |
| Document Number | 0000029205 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2020-0029205 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 16, 2017 |
| Property Address | 4012 RED CLOUD LN, PILOT HILL, CA 95664-9644 |
| Document Number | 0000019718 |
| Instrument Date | May 09, 2017 |
| Instrument | 19718 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/PLACER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3581 VALLEY VIEW RD RESCUE CA 956729354, RESCUE, CA 95672-9354 |
| Document Number | 19719 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 19719 |
| Name | HILL FAMILY TRUST (PT) |
|---|---|
| Address | 390 DAYLILY LN, LINCOLN, CA 95648-8170 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,923.00 (+5.83%) | $429,349 (+4.04%) Land $87,041 Building $342,308 |
| 2024 | $4,652.00 (+1.73%) | |
| 2023 | $4,573.00 (+1.44%) | $412,679 Land $83,662 Building $329,017 |
| 2022 | $4,508.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Very High above 93% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | About 1 in 84 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cal.net | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Cal.net, AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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