4012 Pepper Tree Ln, San Jose, CA 95127 Property Records

Santa Clara County property record for 4012 Pepper Tree Ln, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1949
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$14,112 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`599-18-010`

Property Details

APN / Parcel Number

Primary APN	`599-18-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	972 sqft
1st Floor Area	972 sqft
Family Room	Family Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	116 ft deep x 70 ft wide
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4012 PEPPER TREE LN
City	SAN JOSE
State	CA
Zip	95127-1237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-6
Legal Subdivision	564 PALA RHO
Legal Lot Number	24
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1015
Census Tract	504201

Owner

4012 Pepper Tree Ln is owned and occupied by two individuals.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 16, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 14, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 6, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023892185
Date	Mar 21, 2018
Instrument	23892185

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Feb 20, 2028

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 16, 2020
Property Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237
Document Number	0024703825
Map Reference	MB 20 PG 38&39
Instrument Date	Nov 5, 2020
Instrument	24703825
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237

Mortgage

Document Number	0024703826
Date	Nov 16, 2020
Instrument	24703826

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 14, 2018
Property Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237
Document Number	0024063880
Instrument Date	Oct 24, 2018
Instrument	24063880
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	295 LONGFELLOW AVE BEN LOMOND CA 950059427, BEN LOMOND, CA 95005-9427

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 13, 2018
Property Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237
Document Number	0024023449
Instrument Date	Aug 31, 2018
Instrument	24023449
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1987 ARLINGTON RD TAYLORSVILLE CA 959839602, TAYLORSVILLE, CA 95983-9602

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 6, 2018
Property Address	4012 PEPPER TREE LN, SAN JOSE, CA 95127-1237
Document Number	0024018494
Instrument Date	Aug 31, 2018
Instrument	24018494
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1987 ARLINGTON RD TAYLORSVILLE CA 959839602, TAYLORSVILLE, CA 95983-9602

Tax Assessment & Valuation

The 2025 property tax bill for 4012 Pepper Tree Ln was $14,112.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,032,313 (+2%) Land $828,060 Building $204,253
2025	$14,112.00	$1,012,073 Land $811,824 Building $200,249
2023	$13,587.00 (+2.49%)	$972,774 Land $780,300 Building $192,474
2022	$13,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4012 Pepper Tree Ln in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 Pepper Tree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

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