4012 Moss Hill Rd, Chipley, FL 32428 Property Records

Washington County property record for 4012 Moss Hill Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,994 sqft · built 2006
Lot Size10.7 acres (469,576 sqft)
Owner2 Individual Names on Record
Tax Bill$3,637 (2025)
Deeds & MortgagesAug 2026 Mortgage
Feb 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN000033210003

Property Details

APN / Parcel Number

Primary APN000033210003
Alternative APNs
  • 00000000-00-3321-0003
  • 33210003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,994 sqft Living Area
Gross Area4,634 sqft
1st Floor Area2,697 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area469,576 sqft (10.7 acres)
Garage TypeAttached
Garage Area621 sqft
PorchFlorida Room
Porch Area743 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4012 MOSS HILL RD
CityCHIPLEY
StateFL
Zip32428-3532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 2 14 10.78 ORB 600 P 156 PARCEL DESC IN ORB 600 P 156
Legal Range14W
Legal Township02S
Legal Section20
Legal SubdivisionRURAL ESTATES
Legal Block3
Legal Lot Number3
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group4
Census Block4044
Census Tract970302

Owner

Source: Washington County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
TYNDALL FEDERAL CREDIT UNION
Feb 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
TYNDALL FCU
Feb 27, 2026Intrafamily Transfer, Transfer
Dec 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
TYNDALL FCU
Nov 20, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TYNDALL FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 25, 2026
Transfer Doc0067001457
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateAug 14, 2026
Property Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532
Document Number0000006369
Book / Page1380 / 942
Instrument DateAug 10, 2026
Instrument20266369
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532

Mortgage

Document Number0000006369,
DateAug 14, 2026
Book Page1380/942
Instrument20266369
Lender
NameTYNDALL FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532

Mortgage

Document Number0067001132
DateFeb 17, 2026
Book Page1361/921
Instrument202667001132
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPO BOX 59760, PANAMA CITY, FL 32412
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2036

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateFeb 27, 2026
Property Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532
Document Number0067001457
Book / Page1363 / 30
Instrument DateFeb 25, 2026
Instrument202667001457
Transaction TypeTransfer
Record UpdatedMar 18, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532

Mortgage

Document Number0067009947
DateDec 16, 2022
Book Page1260/721
Instrument202267009947
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 1, 2033

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address4012 MOSS HILL RD, CHIPLEY, FL 32428-3532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067007705
DateNov 20, 2018
Book Page1131/276
Instrument201867007705
Lender
NameTYNDALL FCU
TypeCredit Union
AddressPANAMA CITY, FL 32412
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueDec 1, 2023

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,637.00 (+6.28%) Homeowner's exemption$303,463 (+2.9%)$455,750 (+5.6%) Land $39,886 Building $415,864
2024$3,422.00 (+2.03%) Homeowner's exemption$294,911 (+3%)$431,579 (+7.81%) Land $34,496 Building $397,083
2023$3,354.00 (+2.69%) Homeowner's exemption$286,321 (+3%)$400,312 (+8.46%) Land $34,496 Building $365,816
2022$3,266.00 Homeowner's exemption$277,982$369,097 Land $32,340 Building $336,757

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50

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