4012 Lovell Ave, Cincinnati, OH 45211 Property Records

Hamilton County property record for 4012 Lovell Ave, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1954
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Jul 2023)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-0011-0099-00`

Property Details

APN / Parcel Number

Primary APN	`551-0011-0099-00`
Alternative APN	`0010300`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft
Finished Basement	400 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4012 LOVELL AVE
City	CINCINNATI
State	OH
Zip	45211-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOVELL AVE 50 X 121.24 PT LOT 13 GEO W FENTON EST
Legal Subdivision	GEO W FENTON EST
Legal Lot Number	13
Jurisdiction	HAMILTON OH
Township / Civil Division	CHEVIOT
Census Block Group	5
Census Block	5000
Census Tract	20902

Owner

Source: Hamilton County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-1337
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Sep 28, 2017	Deed of Trust, Mortgage FIRST STATE BANK
Feb 4, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	202352140
Deed Book / Page	14965 / 2203
Prior Transfer Date	Dec 23, 2020
Prior Transfer Doc	0000015161
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 26, 2023
Property Address	4012 LOVELL AVE, CINCINNATI, OH 45211-3425
Document Number	0000052140
Book / Page	14965 / 2203
Map Reference	MB 15 PG 19
Instrument Date	Jul 24, 2023
Instrument	2023-0052140
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000052141
Date	Jul 26, 2023
Instrument	2023-0052141

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4012 LOVELL AVE, CINCINNATI, OH 45211-3425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088858
Date	Sep 28, 2017
Instrument	17-0088858

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CINCINNATI, OH 45217

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2037

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 4, 2021
Property Address	4012 LOVELL AVE, CINCINNATI, OH 45211-3425
Document Number	0000015161
Book / Page	14348 / 33
Map Reference	MB 15 PG 19
Instrument Date	Dec 23, 2020
Instrument	2021-0015161
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5851 FARLOOK DR, CINCINNATI, OH 45247-6027

Mortgage

Document Number	0000015162
Date	Feb 4, 2021
Instrument	2021-0015162

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cheviot City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,443.00 (+2.95%)	$39,190 (-) Land $7,403 Building $31,787	$111,970 (-) Land $21,150 Building $90,820
2024	$2,373.00 (-5.5%)	$39,190 (-) Land $7,403 Building $31,787
2023	$2,511.00 (+25.93%)	$39,190 (+45.24%) Land $7,403 Building $31,787	$111,970 (+45.25%) Land $21,150 Building $90,820
2022	$1,994.00	$26,982 Land $6,409 Building $20,573
2020			$77,090 Land $18,310 Building $58,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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