St. Charles County property record for 4012 Jacobs Lndg, Saint Charles, MO 63304 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,250 sqft · built 1997 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Mar 2023) |
| Tax Bill | $5,330 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000186 |
| Primary APN | A983000186 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,250 sqft Living Area |
| Gross Area | 4,053 sqft |
| 1st Floor Area | 2,350 sqft |
| Basement Area | 1,243 sqft |
| Finished Basement | 900 sqft |
| Unfinished Basement | 343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | Deck Area |
| Patio Area | 340 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A983000186 |
|---|---|
| Street Address | 4012 JACOBS LNDG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF JACOBS SUMMIT LOT 35 |
| Legal Subdivision | TRAILS OF JACOBS SUMMIT |
| Legal Lot Number | 35 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311132 |
Source: St. Charles County records · APN A983000186
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4012 JACOBS LNDG, SAINT CHARLES, MO 63304-7493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 22, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2023 · Amount on Record |
| Deed Sale | Mar 02, 2023 · Amount on Record |
| Prior Sale | Jul 31, 2018 · Amount on Record |
| Deed Document Number | 20237662 |
| Prior Transfer Date | Nov 15, 2022 |
| Prior Transfer Doc | 0000062562 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 02, 2023 |
| Property Address | 4012 JACOBS LNDG, SAINT CHARLES, MO 63304-7493 |
| Document Number | 0000007662 |
| Map Reference | MB 34 PG 86-89 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023R-007662 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 836 BROCKWELL DR, O FALLON, MO 63368-8370 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4012 JACOBS LNDG, SAINT CHARLES, MO 63304-7493 |
| Document Number | 0000007663 |
|---|---|
| Date | Mar 02, 2023 |
| Instrument | 2023R-007663 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 22, 2022 |
| Property Address | 4012 JACOBS LNDG, SAINT CHARLES, MO 63304-7493 |
| Document Number | 0000062562 |
| Map Reference | MB 34 PG 86-89 |
| Instrument Date | Nov 15, 2022 |
| Instrument | 2022R-062562 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4012 JACOBS LNDG, SAINT CHARLES, MO 63304-7493 |
| Name | Verified Name |
|---|---|
| Address | 4012 JACOBS LNDG, SAINT CHARLES, MO 63304-7493 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,009 (-) | $473,733 (-) Building $473,733 | |
| 2025 | $5,330.00 | $90,009 (+6.95%) | $473,733 (+6.95%) |
| 2023 | $84,163 | ||
| 2022 | $442,961 Land $77,000 Building $365,961 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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