4012 Harmony Dr, Indianapolis, IN 46221 Property Records

Marion County property record for 4012 Harmony Dr, Indianapolis, IN 46221

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,496 sqft · built 1995
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$155,900 (May 2019)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-29-108-028.000-200`

Property Details

APN / Parcel Number

Primary APN	`49-11-29-108-028.000-200`
Alternative APN	`2009501`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	1,496 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	490 sqft
Patio Area	490 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4012 HARMONY DR
City	INDIANAPOLIS
State	IN
Zip	46221-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCREEK SUB L07
Legal Subdivision	WESTCREEK SUB
Legal Lot Number	07
Jurisdiction	MARION IN
Township / Civil Division	DECATUR
Census Block Group	3
Census Block	3002
Census Tract	370204

Owner

Source: Marion County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4012 HARMONY DR, INDIANAPOLIS, IN 46221-2656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 7, 2023	Deed of Trust, Mortgage HUD
May 29, 2019	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Deed Document Number	201947951
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	May 20, 2026
Property Address	4012 HARMONY DR, INDIANAPOLIS, IN 46221-2656
Document Number	0000042524
Instrument Date	Apr 17, 2026
Instrument	202642524
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 HARMONY DR, INDIANAPOLIS, IN 46221-2656

Mortgage

Document Number	0000042524,
Date	May 20, 2026
Instrument	202642524

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jun 1, 2049

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4012 HARMONY DR, INDIANAPOLIS, IN 46221-2656
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045798
Date	Jun 7, 2023
Instrument	A202300045798

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 29, 2019
Property Address	4012 HARMONY DR, INDIANAPOLIS, IN 46221-2656
Document Number	0000047951
Instrument Date	May 24, 2019
Instrument	A201900047951
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 HARMONY DR, INDIANAPOLIS, IN 46221-2656

Mortgage

Document Number	0000047952
Date	May 29, 2019
Instrument	A201900047952

Lender

Name	PLAZA HOME MORTGAGE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Decatur Township
Consolidated City	Indianapolis City
Unified School District	Decatur Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,373.00 (+30.89%)	$224,600 (+36.45%) Land $10,500 Building $214,100	$224,600 (+36.45%) Land $10,500 Building $214,100
2023	$1,813.00 (-1.15%) Homeowner's exemption	$164,600 (-) Land $10,500 Building $154,100	$164,600 (-) Land $10,500 Building $154,100
2022	$1,834.00 Homeowner's exemption	$164,600 Land $10,500 Building $154,100	$164,600 Land $10,500 Building $154,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	8 (2003–2015)
Most Recent Claim	Jul 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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