Williamson County property record for 4012 Gersham Ct, Spring Hill, TN 37174
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,162 sqft · built 2006 |
| Lot Size | 0.156 acres (6,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $317,000 (Oct 2019) |
| Tax Bill | $2,352 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094170G B 05400 |
| Primary APN | 094170G B 05400 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,162 sqft Living Area |
| 1st Floor Area | 906 sqft |
| 2nd Floor Area | 1,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,820 sqft (0.156 acres) |
| Lot Dimensions | 110 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Porch |
| Porch Area | 114 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 4012 GERSHAM CT |
|---|---|
| City | SPRING HILL |
| State | TN |
| Zip | 37174-8520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD CHAPMANS RETREAT PH 3 PB 39 PG 102 LOT 0281 |
| Legal Subdivision | CHAPMANS RETREAT |
| Legal Phase | 3 |
| Legal Lot Number | 281 62 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 51207 |
Source: Williamson County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4012 GERSHAM CT, SPRING HILL, TN 37174-8520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2018 | Deed of Trust, Mortgage · Line of Credit FRANKLIN SYNERGY BANK |
| Dec 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage F & M BANK |
| Oct 1, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2019 · Amount on Record |
| Deed Sale | Oct 1, 2019 · Amount on Record |
| Prior Sale | Jan 29, 2009 · Amount on Record |
| Deed Document Number | 19040314 |
| Deed Book / Page | 7760 / 0252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 4012 GERSHAM CT, SPRING HILL, TN 37174-8520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072700181 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 7270/0181 |
| Instrument | 18000679 |
| Name | FRANKLIN SYNERGY BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 4012 GERSHAM CT, SPRING HILL, TN 37174-8520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072450393 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 7245/0393 |
| Instrument | 17049779 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Address | CLARKSVILLE, TN 37040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Oct 1, 2019 |
| Property Address | 4012 GERSHAM CT, SPRING HILL, TN 37174-8520 |
| Document Number | 0077600252 |
| Book / Page | 007760 / 000252 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 40314 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2019 |
| Title Company | CONCORD TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,172.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4012 GERSHAM CT SPRING HILL TN 371748520, SPRING HILL, TN 37174-8520 |
| Document Number | 77600255 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 007760/000255 |
| Instrument | 40315 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
Source: Williamson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Spring Hill City |
| Unified School District | Williamson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,352.00 (+17.19%) | $117,100 (+49.89%) Land $31,250 Building $85,850 | $468,400 (+49.89%) Land $125,000 Building $343,400 |
| 2024 | $2,007.00 | ||
| 2023 | $2,007.00 | $78,125 (-) Land $15,000 Building $63,125 | $312,500 (-) Land $60,000 Building $252,500 |
| 2022 | $2,007.00 | $78,125 Land $15,000 Building $63,125 | $312,500 Land $60,000 Building $252,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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