4012 Gersham Ct, Spring Hill, TN 37174 Property Records

Williamson County property record for 4012 Gersham Ct, Spring Hill, TN 37174

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,162 sqft · built 2006
Lot Size0.156 acres (6,820 sqft)
Owner2 Individual Names on Record
Last Sale$317,000 (Oct 2019)
Tax Bill$2,352 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Dec 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN094170G B 05400

Property Details

APN / Parcel Number

Primary APN094170G B 05400

Interior

Full Baths3.5 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,162 sqft Living Area
1st Floor Area906 sqft
2nd Floor Area1,256 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,820 sqft (0.156 acres)
Lot Dimensions110 ft deep x 62 ft wide
Garage TypeAttached
Garage Area460 sqft
PorchPorch
Porch Area114 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address4012 GERSHAM CT
CitySPRING HILL
StateTN
Zip37174-8520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD CHAPMANS RETREAT PH 3 PB 39 PG 102 LOT 0281
Legal SubdivisionCHAPMANS RETREAT
Legal Phase3
Legal Lot Number281 62
JurisdictionWILLIAMSON TN
Township / Civil Division3
Census Block Group2
Census Block2013
Census Tract51207

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4012 GERSHAM CT, SPRING HILL, TN 37174-8520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2018Deed of Trust, Mortgage · Line of Credit
FRANKLIN SYNERGY BANK
Dec 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
F & M BANK
Oct 1, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on Record
Deed SaleOct 1, 2019 · Amount on Record
Prior SaleJan 29, 2009 · Amount on Record
Deed Document Number19040314
Deed Book / Page7760 / 0252
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address4012 GERSHAM CT, SPRING HILL, TN 37174-8520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072700181
DateJan 5, 2018
Book Page7270/0181
Instrument18000679
Lender
NameFRANKLIN SYNERGY BANK
TypeBank
AddressFRANKLIN, TN 37064
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILLIAMSON TN
Property Address4012 GERSHAM CT, SPRING HILL, TN 37174-8520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0072450393
DateDec 5, 2017
Book Page7245/0393
Instrument17049779
Lender
NameF & M BANK
TypeBank
AddressCLARKSVILLE, TN 37040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2047

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILLIAMSON TN
Recording DateOct 1, 2019
Property Address4012 GERSHAM CT, SPRING HILL, TN 37174-8520
Document Number0077600252
Book / Page007760 / 000252
Instrument DateSep 23, 2019
Instrument40314
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyCONCORD TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,172.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4012 GERSHAM CT SPRING HILL TN 371748520, SPRING HILL, TN 37174-8520

Mortgage

Document Number77600255
DateOct 1, 2019
Book Page007760/000255
Instrument40315
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2049

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyWilliamson County
MunicipalitySpring Hill City
Unified School DistrictWilliamson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,352.00 (+17.19%)$117,100 (+49.89%) Land $31,250 Building $85,850$468,400 (+49.89%) Land $125,000 Building $343,400
2024$2,007.00
2023$2,007.00$78,125 (-) Land $15,000 Building $63,125$312,500 (-) Land $60,000 Building $252,500
2022$2,007.00$78,125 Land $15,000 Building $63,125$312,500 Land $60,000 Building $252,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemH.B.& T.S. UTILITY DISTRICT
serves 40,094 people · EPA ID TN0000699
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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