Montgomery County property record for 4012 Gelding Ln, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,011 sqft · built 1974 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,703 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00765498 |
| Primary APN | 08-00765498 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,011 sqft Living Area |
| Gross Area | 3,263 sqft |
| 1st Floor Area | 1,261 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,300 sqft (0.351 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 330 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00765498 |
|---|---|
| Street Address | 4012 GELDING LN |
| City | OLNEY |
| State | MD |
| Zip | 20832-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | OLNEY SQUARE |
| Legal Subdivision | OLNEY SQUARE |
| Legal Block | D |
| Legal Lot Number | 45 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 701312 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4012 GELDING LN, OLNEY, MD 20832-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4012 GELDING LN, OLNEY, MD 20832-1707 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 4012 GELDING LN, OLNEY, MD 20832-1707 |
| Document Number | 0638620164 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 63862/164 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 4012 GELDING LN, OLNEY, MD 20832-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2021 |
| Title Company | STRATEGIC NATIONAL TITLE GROUP, STRATEGIC NATL TTL GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4012 GELDING LN, OLNEY, MD 20832-1707 |
| Document Number | 0630140190 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 63014/190 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,600 (+1.43%) | $649,400 (+4.29%) Land $291,300 Building $358,100 | |
| 2025 | $7,703.00 (+43.79%) | $622,700 (+13.54%) Land $277,400 Building $345,300 | $622,700 (-) Land $277,400 Building $345,300 |
| 2023 | $548,433 | $622,700 Land $277,400 Building $345,300 | |
| 2022 | $5,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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