4012 Ferrara Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4012 Ferrara Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 1955
Lot Size	0.178 acres (7,746 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Aug 2019)
Tax Bill	$5,525 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01313375`

Property Details

APN / Parcel Number

Primary APN	`13-01313375`
Alternative APN	`01313375`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,070 sqft
Basement Area	780 sqft
Finished Basement	780 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,746 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01313375
Street Address	4012 FERRARA DR
City	SILVER SPRING
State	MD
Zip	20906-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SEC 1 GARRETT FOREST
Legal Subdivision	GARRETT FOREST
Legal Block	F
Legal Lot Number	17
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	4
Census Block	4003
Census Tract	703501

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4012 FERRARA DR, SILVER SPRING, MD 20906-4712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENWAY FUNDING GROUP INC
Aug 15, 2019	Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Deed Book / Page	58019 / 1
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4012 FERRARA DR, SILVER SPRING, MD 20906-4712
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	AVALON SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 FERRARA DR, SILVER SPRING, MD 20906-4712

Mortgage

Document Number	0614370215
Date	Dec 23, 2020
Book Page	61437/215

Lender

Name	GREENWAY FUNDING GROUP INC
Type	Mortgage Company
Address	POTOMAC, MD 20854

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 15, 2019
Property Address	4012 FERRARA DR, SILVER SPRING, MD 20906-4712
Document Number	0580190001
Book / Page	58019 / 001
Map Reference	MB 48 PL 3694
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	AVALON SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4012 FERRARA DR, SILVER SPRING, MD 20906-4712

Mortgage

Document Number	58019009
Date	Aug 15, 2019
Instrument	58019/009

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,933 (+9.21%)	$556,200 (-) Land $185,600 Building $370,600
2025	$5,525.00 (-2.02%)	$469,667 (+20.23%)	$556,200 (+30.44%) Land $185,600 Building $370,600
2024	$5,639.00 (+45.45%)
2023		$390,633	$426,400 Land $185,600 Building $240,800
2022	$3,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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