4012 Denise Dr, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 4012 Denise Dr, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,130 sqft · built 1978
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$137,900 (Aug 2013)
Tax Bill	$5,589 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-050-00-066-00`

Property Details

APN / Parcel Number

Primary APN	`03-050-00-066-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,056 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	200 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Stoop
Porch Area	28 sqft
Deck Area	80 sqft
Patio Area	304 sqft
Balcony Area	106 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4012 DENISE DR
City	ASHTABULA
State	OH
Zip	44004-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 CAYLOR
Legal Subdivision	CAYLOR ALLOTMENT
Legal Lot Number	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2011
Census Tract	300

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	20545 CENTER RIDGE RD, 250, ROCKY RIVER, OH 44116-3428
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2013 · Amount on File
Deed Sale	Aug 20, 2013 · Amount on File
Deed Document Number	20139470
Deed Book / Page	548 / 2065
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4012 DENISE DR, ASHTABULA, OH 44004-4610
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 DENISE DR, ASHTABULA, OH 44004-4610

Mortgage

Document Number	0000010205
Date	Nov 7, 2023
Book Page	807/1584
Instrument	2023-00010205

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 24, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	4012 DENISE DR, ASHTABULA, OH 44004-4610
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001437
Date	Feb 8, 2022
Book Page	763/915
Instrument	202200001437

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,589.00 (+100.9%)	$62,900 (-) Land $10,920 Building $51,980	$179,700 (-) Land $31,200 Building $148,500
2023	$2,782.00 (+15.82%) Homeowner's exemption	$62,900 (+34.12%) Land $10,920 Building $51,980	$179,700 (+34.1%) Land $31,200 Building $148,500
2022	$2,402.00 Homeowner's exemption	$46,900 Land $8,400 Building $38,500
2020			$134,000 Land $24,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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