Harris County property record for 4012 Cusco Ln, Houston, TX 77045
| Details | 3 bd · 2.5 ba · 1,945 sqft · built 2024 |
|---|---|
| Lot Size | 0.059 acres (2,576 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,241,200 (Mar 2024) |
| Tax Bill | $5,426 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 144-949-007-0012 |
| Primary APN | 144-949-007-0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,945 sqft Gross Area |
| 1st Floor Area | 695 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Combination |
| Lot Area | 2,576 sqft (0.059 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1449490070012 |
|---|---|
| Street Address | 4012 CUSCO LN |
| City | HOUSTON |
| State | TX |
| Zip | 77045-2267 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | LT 12 BLK 7 ANTIGUA |
| Legal Subdivision | ANTIGUA |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 334102 |
Source: Harris County records · APN 144-949-007-0012
Assessment roll updated May 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21302 PROVINCIAL BLVD, A, KATY, TX 77450-7742 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Apr 15, 2026 | Warranty Deed, Transfer CAPITAL TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 05, 2024 · Amount on Record |
| Deed Sale | Mar 05, 2024 · Amount on Record |
| Deed Document Number | 202477558 |
| Last Transfer Date | Mar 31, 2026 |
| Transfer Doc | 0000143719 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 13, 2026 |
| Property Address | 4012 CUSCO LN, HOUSTON, TX 77045-2267 |
| Document Number | 0000186674 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026186674 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000186674, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026186674 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 15, 2026 |
| Property Address | 4012 CUSCO LN, HOUSTON, TX 77045-2267 |
| Document Number | 0000143719 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026143719 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 21302 PROVINCIAL BLVD, KATY, TX 77450-7742 |
Source: Harris County records · Assessment roll updated May 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,426.00 (+1,263.32%) | $255,327 (+1,189.53%) Land $58,346 Building $196,981 | $255,327 (+1,189.53%) Land $58,346 Building $196,981 |
| 2024 | $398.00 | ||
| 2023 | $398.00 | $19,800 Land $19,800 | $19,800 Land $19,800 |
| 2022 | $398.00 |
Source: FEMA National Flood Hazard Layer as of May 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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