4012 Chestnut Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 4012 Chestnut Rd, Baltimore, MD 21220

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,548 sqft · built 1994
Lot Size	0.335 acres (14,600 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Sep 2025)
Tax Bill	$8,774 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`15-1523000121`

Property Details

APN / Parcel Number

Primary APN	`15-1523000121`
Alternative APN	`1523000121`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	948 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,600 sqft (0.335 acres)
Lot Dimensions	283 ft deep x 50 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	280 sqft
Deck Area	360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	1523000121
Street Address	4012 CHESTNUT RD
City	BALTIMORE
State	MD
Zip	21220-4025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWLEYS QUARTERS
Legal Subdivision	BOWLEYS QUARTERS
Legal Block	2
Legal Lot Number	131
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2014
Census Tract	451802

Owner

4012 Chestnut Rd is owned by two individuals who bought it in September 2025.

Source: Baltimore County records, as of March 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2267 SPANGLER CIR, YORK, PA 17406-9766
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2025 · Amount on File
Deed Sale	Sep 12, 2025 · Amount on File
Prior Sale	Oct 2, 2013 · Amount on File
Deed Book / Page	50507 / 197
Transfer Doc	0227640409
Record Updated	Jun 8, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 12, 2025
Property Address	4012 CHESTNUT RD, BALTIMORE, MD 21220-4025
Document Number	0505070197
Book / Page	50507 / 197
Map Reference	MB WPC7 FO 13
Instrument Date	Aug 15, 2025
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	LAWYERS TRUST TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2267 SPANGLER CIR, YORK, PA 17406-9766

Mortgage

Document Number	0505070207
Date	Sep 12, 2025
Book Page	50507/207

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company
Address	LANCASTER, PA 17603

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4012 Chestnut Rd was $8,774, up 6.6% from the year before.

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,774.00 (+6.62%)	$558,300	$595,700 Land $337,600 Building $258,100
2024	$8,229.00 (+125.39%)
2023	$3,651.00	$483,500 Land $262,600 Building $220,900	$483,500 Land $262,600 Building $220,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4012 Chestnut Rd; there have been 351 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 234 policies
Nearby Flood Policies	234 in force
Nearby Flood Claims	351 (1979–2024)
Claims Outside the SFHA	53 of 351
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 224 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 Chestnut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20