4012 Calvert Ave, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4012 Calvert Ave, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1988
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$209,900 (Feb 2014)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-037371`

Property Details

APN / Parcel Number

Primary APN	`03-037371`
Alternative APNs	`3037371` `037371`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,500 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Porch	Porch
Porch Area	192 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	037371
Street Address	4012 CALVERT AVE
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 44-47 BLK 32 SUMMER CITY
Legal Subdivision	RANDLE CLIFFS BEACH
Legal Block	32
Legal Lot Number	44-47
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2008
Census Tract	860402

Owner

4012 Calvert Ave is owned and occupied by an individual who bought it in February 2014.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4012 CALVERT AVE, CHESAPEAKE BEACH, MD 20732-4118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 15, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 27, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Jul 7, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2014 · Amount on File
Deed Sale	Feb 4, 2014 · Amount on File
Prior Sale	Jul 23, 2004 · Amount on File
Deed Book / Page	4342 / 203
Transfer Doc	0000971736
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4012 CALVERT AVE, CHESAPEAKE BEACH, MD 20732-4118
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 CALVERT AVE, CHESAPEAK BCH, MD 20732-4118

Mortgage

Document Number	0059720044
Date	May 25, 2021
Book Page	5972/44

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4012 CALVERT AVE, CHESAPEAKE BEACH, MD 20732-4118
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 CALVERT AVE, CHESAPEAKE BEACH, MD 20732-4118

Mortgage

Document Number	0067140006
Date	Apr 15, 2025
Book Page	6714/6

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jul 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4012 CALVERT AVE, CHESAPEAKE BEACH, MD 20732-4118
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052590093
Date	Sep 27, 2018
Book Page	5259/093

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4012 CALVERT AVE, CHESAPEAKE BEACH, MD 20732-4118
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056360165
Date	Jul 7, 2020
Book Page	5636/165

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4012 Calvert Ave was $2,934.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,933 (+3.04%)	$274,200 (+9.11%) Land $75,000 Building $199,200
2025	$2,934.00	$251,300 Land $75,000 Building $176,300	$251,300 Land $75,000 Building $176,300
2023	$2,347.00	$225,900	$251,300 Land $75,000 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4012 Calvert Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 Calvert Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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