4012 Belgrave Cir, Frederick, MD 21704 Property Records

Frederick County property record for 4012 Belgrave Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 5,538 sqft · built 2006
Lot Size0.262 acres (11,400 sqft)
Owner2 Company Names on File
Last Sale$1,005,000 (May 2022)
Tax Bill$12,730 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-244614

Property Details

APN / Parcel Number

Primary APN07-244614
Alternative APN
  • 244614

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,538 sqft Living Area
Gross Area6,068 sqft
1st Floor Area2,488 sqft
Basement Area1,136 sqft
Finished Basement1,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,400 sqft (0.262 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number244614
Street Address4012 BELGRAVE CIR
CityFREDERICK
StateMD
Zip21704-7236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 15016-11,400 SF SECTION M-15&16 VILLAGES OF URBANA
Legal SubdivisionVILLAGE/URBANA SECS M-15 & M-1
Legal Lot Number15016
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1008
Census Tract752205

Owner

4012 Belgrave Cir is owned by a company that bought it in May 2022.

Source: Frederick County records, as of September 17, 2026

Owner of Record2 Company Names on File
Mailing Address4012 BELGRAVE CIR, FREDERICK, MD 21704-7236
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
May 16, 2022Deed, Transfer · Conventional Mortgage
INTERCOASTAL MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on File
Deed SaleMay 16, 2022 · Amount on File
Prior SaleAug 16, 2006 · Amount on File
Deed Book / Page15921 / 287
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4012 BELGRAVE CIR, FREDERICK, MD 21704-7236
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyLAFAYETTE STLMT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4012 BELGRAVE CIR, FREDERICK, MD 21704-7236

Mortgage

Document Number0157310494
DateFeb 16, 2022
Book Page15731/494
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateMay 16, 2022
Property Address4012 BELGRAVE CIR, FREDERICK, MD 21704-7236
Document Number0159210287
Book / Page15921 / 287
Map ReferenceMB 79 PG 8
Instrument DateMay 11, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyMID ATLANTIC STLMT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10366 MATADOR CT, SAN DIEGO, CA 92124-1317

Mortgage

Document Number0015921293
DateMay 16, 2022
Instrument15921/293
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4012 Belgrave Cir was $12,730.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$968,333$1,035,700 Land $279,100 Building $756,600
2025$12,730.00
2023$11,017.00$777,933$833,600 Land $203,200 Building $630,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4012 Belgrave Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4012 Belgrave Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

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