4012 5th St, North Beach, MD 20714 Property Records

Calvert County property record for 4012 5th St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,320 sqft · built 1940
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (Mar 2020)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-055582`

Property Details

APN / Parcel Number

Primary APN	`03-055582`
Alternative APNs	`3055582` `055582`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,250 sqft (0.121 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	055582
Street Address	4012 5TH ST
City	NORTH BEACH
State	MD
Zip	20714-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 5 & 6 BLK 16 NORTH CHES BEACH
Legal Subdivision	NORTH CHES BCH
Legal Block	16
Legal Lot Number	5,6
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1038
Census Tract	860404

Owner

Source: Calvert County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 952, NORTH BEACH, MD 20714-0952
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 2, 2020	Grant Deed, Transfer · Conventional with PMI PRIME LNDG
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Mar 8, 1995 · Amount on Record
Deed Book / Page	5538 / 95
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Sep 10, 2026
Property Address	4012 5TH ST, NORTH BEACH, MD 20714-5025
Document Number	6965000357
Book / Page	6965 / 357
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 2, 2020
Property Address	4012 5TH ST, NORTH BEACH, MD 20714-5025
Document Number	0055380095
Book / Page	005538 / 000095
Instrument Date	Feb 28, 2020
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1901 ANDREW CT OWINGS MD 207369582, OWINGS, MD 20736-9582

Mortgage

Document Number	55380098
Date	Mar 2, 2020
Book Page	005538/000098

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4012 5TH ST, NORTH BEACH, MD 20714-5025
Document Number	0051190063
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 5TH ST NORTH BEACH MD 207145025, NORTH BEACH, MD 20714-5025

Mortgage

Document Number	0051190063
Date	Dec 22, 2017
Book Page	005119/000063

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	North Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,400 (+12.37%)	$230,600 (+4.2%) Land $87,700 Building $142,900
2025	$3,474.00 (+38.13%)
2023	$2,515.00	$199,700	$221,300 Land $87,700 Building $133,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	100 units insured incl. 27 condo units
Nearby Flood Claims	16 (2003–2024)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTH BEACH serves 3,000 people · EPA ID MD0040030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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